Atlantic Coast Financial Income Statement - Quarterly (NASDAQ:ACFC)

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$7.16 $0.17 (2.32%) ACFC stock closing price Jan 17, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Atlantic Coast Financial stock price. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. Like any other income statement, the ACFC income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a QoQ revenue decline of $0.38M when compared to the same period in the past. Along with Atlantic Coast Financial assets and Atlantic Coast Financial free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have increased from $1.34M QoQ and 2016-Q3 revenue is $10.68M. View details of revenue and profits for Atlantic Coast Financial for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Atlantic Coast Financial Net Sales or Revenues
10.68M11.06M10.76M9.41M9.51M9.1M8.63M8.75M8.93M8.51M
Cost Of Goods Sold (COGS)0.96M0.84M0.79M0.67M0.63M0.57M0.55M0.6M0.6M0.62M
Atlantic Coast Financial Gross Profit
9.71M10.2M9.96M8.76M8.86M8.52M8.08M8.16M8.32M7.88M
Research & Development Expense----------
Selling General & Admin Expense6.58M6.82M6.22M6.43M6.11M11.47M5.73M6.02M5.72M5.63M
Income Before Depreciation Depletion Amortization3.13M3.37M3.73M2.33M2.75M-2.95M2.34M2.15M2.6M2.24M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense0.65M1.25M1.3M1.28M1.23M1.85M1.9M1.96M1.99M1.97M
Atlantic Coast Financial Pretax Income
2.47M2.12M2.42M1.07M1.52M-4.81M0.44M0.19M0.61M0.27M
Provision for Income Taxes0.91M0.78M0.89M0.39M0.51M-10.44M0.04M-0.23M0.15M0.04M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations1.56M1.34M1.52M0.69M1.01M5.63M0.4M0.44M0.45M0.23M
Extraordinary Items & Discontinued Operations----------
Atlantic Coast Financial Net Income (Profit/Loss)
1.56M1.34M1.52M0.69M1.01M5.63M0.4M0.44M0.45M0.23M
Average Shares used to compute Diluted EPS15.42M15.42M15.42M15.4M15.4M15.4M15.4M15.39M15.39M15.39M
Average Shares used to compute Basic EPS15.42M15.42M15.42M15.4M15.4M15.4M15.4M15.39M15.39M15.39M
Income Before Nonrecurring Items1.25M1.34M1M1.03M1.01M5.63M0.4M0.44M0.45M0.23M
Income from Nonrecurring Items0.31M-0.52M-0.34M------
Atlantic Coast Financial Earnings Per Share Basic Net
0.100.090.100.040.070.360.030.030.030.02
Atlantic Coast Financial Earnings Per Share Diluted Net
0.100.090.100.040.070.360.030.030.030.02
EPS Diluted Before Nonrecurring Items0.080.090.070.070.070.360.030.030.030.02
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common----------
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing Atlantic Coast Financial stock analysis are:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that ACFC stock has a topline or revenue of $10.68M for 2016-Q3 as per this Atlantic Coast Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. ACFC stock had a poor bottom line growth.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Atlantic Coast Financial historical stock prices to check how the price has moved with time. .

Atlantic Coast Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
22.2120
PS ratio (
price sales ratio
)
2.6969
Operating margin
29.3
Net profit margin
14.6
Dividend yield
0%