AmeriServ Financial Annual Income Statement (NASDAQ:ASRV)

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$3.26 $0.05 (1.51%) ASRV stock closing price Oct 21, 2016 (Closing)

Looking at financial statements, along with the AmeriServ Financial stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   In the income statement, an investor can check for important parameters like the topline, the bottomline, the EPS basic, dividends etc. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from $54.76M to $57.14M and how operating and non operating activities have impacted the ASRV stock. The AmeriServ Financial profit and loss statement for 2015 shows a profit of $5.99M. Profits have grown from $3.02M YoY. Apart from this an investor should also check AmeriServ Financial assets and AmeriServ Financial free cash flow. AmeriServ Financial revenue for 2015 is $57.14M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
AmeriServ Financial Net Sales or Revenues
Cost Of Goods Sold (COGS)4.75M4.88M5.16M6.5M8.33M10.94M13.1M15.68M22.81M19.23M
AmeriServ Financial Gross Profit
Research & Development Expense----------
Selling General & Admin Expense42.29M43.07M41.12M39.86M36.46M44.94M54.19M37.69M34.97M34.56M
Income Before Depreciation Depletion Amortization10.1M6.79M8.79M8.49M10.73M2.9M-5.92M10.86M9.3M5.6M
Depreciation Depletion Amortization-0.66M----0.1M0.86M--
Non Operating Income----------
Interest Expense1.76M1.5M1.31M1.21M1.34M1.54M1.91M3.02M2.34M2.85M
AmeriServ Financial Pretax Income
Provision for Income Taxes2.34M1.59M2.28M2.24M2.85M0.08M-3.05M1.47M0.92M0.42M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations5.99M3.02M5.19M5.03M6.53M1.28M-4.89M5.5M3.03M2.33M
Extraordinary Items & Discontinued Operations----------
AmeriServ Financial Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS18.93M18.91M19.03M19.75M21.21M21.23M21.17M21.98M22.17M22.15M
Average Shares used to compute Basic EPS18.86M18.79M18.94M19.69M21.18M21.22M21.17M21.83M22.17M22.14M
Income Before Nonrecurring Items6M3.69M5.19M5.04M6.54M1.28M-4.9M5.51M3.03M2.33M
Income from Nonrecurring Items--0.67M--------
AmeriServ Financial Earnings Per Share Basic Net
AmeriServ Financial Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.310.
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.040.040.03----0.03--
All figures in USD. M: Millions of USD, B: Billions of USD.

The key things to look for in an income statement while doing AmeriServ Financial stock analysis are:
  • Topline: A growing topline, as seen from the AmeriServ Financial revenue chart, as is the case with AmeriServ Financial indicates a growing business. One needs to compare the QoQ or YoY topline growth of ASRV stock with its peers like SOMC stock and UCBA stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: Most businesses like AmeriServ Financial try to improve their bottom line by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the AmeriServ Financial historical stock prices to check how the price has moved with time. .

AmeriServ Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield