AmeriServ Financial Annual Income Statement (NASDAQ:ASRV)

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$4 $0.15 (3.9%) ASRV stock closing price Jan 20, 2017 (Closing)

ASRV stock valuation based on fundamental analysis involves checking and analyzing financial statements and not just the AmeriServ Financial stock price. In the income statement, an investor can look at important parameters like revenue, gross profits, net profits, and EPS basic to gain deeper insights. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from $54.76M to $57.14M and how operating and non operating activities have impacted the ASRV stock. The operating expenses (also check: AmeriServ Financial assets and AmeriServ Financial free cash flow) as shown in the AmeriServ Financial profit and loss statement 2015 total to $47.04M. This line item has decreased from $48.61M compared with last year. AmeriServ Financial revenue for 2015 is $57.14M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
AmeriServ Financial Net Sales or Revenues
57.14M54.76M55.08M54.86M55.53M58.79M61.38M64.24M64.08M59.4M
Cost Of Goods Sold (COGS)4.75M4.88M5.16M6.5M8.33M10.94M13.1M15.68M22.81M19.23M
AmeriServ Financial Gross Profit
52.39M49.87M49.92M48.35M47.19M47.85M48.27M48.56M44.27M40.17M
Research & Development Expense----------
Selling General & Admin Expense42.29M43.07M41.12M39.86M36.46M44.94M54.19M37.69M34.97M34.56M
Income Before Depreciation Depletion Amortization10.1M6.79M8.79M8.49M10.73M2.9M-5.92M10.86M9.3M5.6M
Depreciation Depletion Amortization-0.66M----0.1M0.86M--
Non Operating Income----------
Interest Expense1.76M1.5M1.31M1.21M1.34M1.54M1.91M3.02M2.34M2.85M
AmeriServ Financial Pretax Income
8.34M4.62M7.48M7.28M9.39M1.36M-7.94M6.97M3.95M2.75M
Provision for Income Taxes2.34M1.59M2.28M2.24M2.85M0.08M-3.05M1.47M0.92M0.42M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations5.99M3.02M5.19M5.03M6.53M1.28M-4.89M5.5M3.03M2.33M
Extraordinary Items & Discontinued Operations----------
AmeriServ Financial Net Income (Profit/Loss)
5.99M3.02M5.19M5.03M6.53M1.28M-4.89M5.5M3.03M2.33M
Average Shares used to compute Diluted EPS18.93M18.91M19.03M19.75M21.21M21.23M21.17M21.98M22.17M22.15M
Average Shares used to compute Basic EPS18.86M18.79M18.94M19.69M21.18M21.22M21.17M21.83M22.17M22.14M
Income Before Nonrecurring Items6M3.69M5.19M5.04M6.54M1.28M-4.9M5.51M3.03M2.33M
Income from Nonrecurring Items--0.67M--------
AmeriServ Financial Earnings Per Share Basic Net
0.310.150.260.210.240.01-0.280.250.140.11
AmeriServ Financial Earnings Per Share Diluted Net
0.310.150.260.210.240.01-0.280.250.140.11
EPS Diluted Before Nonrecurring Items0.310.190.260.210.240.01-0.280.250.140.11
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.040.040.03----0.03--
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on AmeriServ Financial stock analysis. An investor must check the following items in an income statement:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that ASRV stock has a topline or revenue of $57.14M for 2015 as per this AmeriServ Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $57.14M - other expenses = $5.99M for ASRV stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with AmeriServ Financial historical stock prices provides a lot of details about the firm. .

AmeriServ Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
30.7690
PS ratio (
price sales ratio
)
1.3438
Operating margin
14.8
Net profit margin
7.6
Dividend yield
1.25%