BofI Holding Income Statement - Quarterly (NASDAQ:BOFI)

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$28.57 $0.16 (0.56%) BOFI stock closing price Dec 09, 2016 (Closing)

Financial analysis of BofI Holding involves more than just checking the BofI Holding stock price, by looking at the financial statements of the company in detail. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. Like any other income statement, the BOFI income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a QoQ revenue decline of $1.07M when compared to the same period in the past. One also needs to look at BofI Holding assets, operating expenses and BofI Holding free cash flow. The profit and loss statement shows revenue of $102.21M for 2017-Q1. Revenue has decreased by $1.07M QoQ for BOFI stock. View details of revenue and profits for BofI Holding for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jul - Jun. 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4
BofI Holding Net Sales or Revenues
102.21M103.28M107.6M92.16M81.02M77.85M71.28M65.78M60.05M54.87M
Cost Of Goods Sold (COGS)13.51M12.93M11.01M9.7M9.02M9.6M9.63M8.26M7.24M6.93M
BofI Holding Gross Profit
88.69M90.37M96.58M82.44M71.99M68.26M61.64M57.51M52.81M47.95M
Research & Development Expense----------
Selling General & Admin Expense33.42M33.42M30.09M29.84M24.31M22.74M22.37M21.07M19.22M17.31M
Income Before Depreciation Depletion Amortization55.27M56.96M66.48M52.59M47.68M45.53M39.26M36.44M33.58M30.64M
Depreciation Depletion Amortization1.35M1.49M1.31M0.99M1M0.94M0.86M0.76M0.71M0.72M
Non Operating Income----------
Interest Expense4.18M4.19M3.71M3.05M3.07M2.69M2.61M2.7M2.68M2.73M
BofI Holding Pretax Income
49.73M51.3M61.46M48.54M43.59M41.93M35.78M32.97M30.17M27.21M
Provision for Income Taxes20.83M21.57M25.55M20.39M18.09M17.54M14.71M13.59M12.33M11.2M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations28.82M29.65M35.84M28.15M25.5M24.32M21M19.37M17.84M15.93M
Extraordinary Items & Discontinued Operations----------
BofI Holding Net Income (Profit/Loss)
28.82M29.65M35.84M28.15M25.5M24.32M21M19.37M17.84M15.93M
Average Shares used to compute Diluted EPS64.59M64.48M64.49M64.43M63.69M63.03M62.42M61.06M59.38M58.68M
Average Shares used to compute Basic EPS64.59M64.47M64.49M64.43M63.67M62.83M62.18M60.82M59.15M58.41M
Income Before Nonrecurring Items28.82M29.6M36M28.15M25.5M24.32M21.56M19.37M17.84M15.93M
Income from Nonrecurring Items-0.05M-0.16M----0.57M---
BofI Holding Earnings Per Share Basic Net
0.450.460.560.440.400.390.340.320.300.27
BofI Holding Earnings Per Share Diluted Net
0.450.460.560.440.400.390.340.320.300.27
EPS Diluted Before Nonrecurring Items0.450.460.560.440.400.390.350.320.300.27
Preferred Dividends Acc Pd-0.25M-0.01M--------
Dividends Common----------
Dividend Per Share Common----------
All figures in USD. M: Millions of USD, B: Billions of USD.
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Before investing one should read a report on BofI Holding stock analysis. It helps to look at the following income statement items:
  • Topline: A growing topline, as seen from the BofI Holding revenue chart, as is not the case with BofI Holding indicates a sagging business. One needs to compare the QoQ or YoY topline growth of BOFI stock with its peers like CVBF stock and FINN stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $102.21M - other expenses = $28.82M for BOFI stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the BofI Holding historical stock prices to check how the price has moved with time. .

BofI Holding Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
14.9580
PS ratio (
price sales ratio
)
4.5536
Operating margin
52.8
Net profit margin
28.2
Dividend yield
0%