Bank of the James Financial Cash Flow - Annual (NASDAQ:BOTJ)

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$15.49 $0 (0%) BOTJ stock closing price Jan 13, 2017 (Closing)

For analyzing any company like Bank of the James Financial from an investment perspective, its important to check the cash flow statement. While its important to look at the Bank of the James Financial debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Bank of the James Financial revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Bank of the James Financial issued $10.67M worth of BOTJ shares. The cash flow statement helps in the Bank of the James Financial stock analysis by providing more information for evaluating changes in assets, liabilities and equities. Bank of the James Financial had an outflow of $2.28M from operating activities, $42.12M inflow due to financing activities, and $19.99M spend due to investing activities for 2015. View details of Bank of the James Financial cash flows for latest & last ten financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2011 2010 2009 2008 2007 2006
Bank of the James Financial Net Income Cash Flow
3.69M3.41M3.06M0.6M1.82M-0.22M2.08M1.76M
Depreciation Depletion Amortization Cash-Flow0.99M1.24M1.3M1.56M1.52M-1.55M0.7M0.7M
Net Increase (Decrease) in Assets Liabilities-1.57M0.5M-0.31M0.25M1.84M--2.06M-0.81M-0.7M
Cash From (used in) Discontinued Operations---------
Other Adjustments Net0.24M0.46M0.74M4.7M2.53M-2.54M0.47M0.59M
Bank of the James Financial Net Cash from (used by) Operating Activities
3.34M5.62M4.79M7.12M7.72M-2.24M2.44M2.35M
Increase (Decrease) in Prop Plant And Equipment-1.15M-0.86M-0.08M-0.69M-0.26M--2.42M-1.02M-1.37M
Acquisition Disposition of Subsidiaires---------
Increase (Decrease) in Investments-11.95M25.68M-0.66M-8.45M0.04M--44.98M-42.87M-34.99M
Other Cash Inflow (Outflow) from Investment Activities-37.17M-55.11M-20.93M-0.35M0.58M--1.87M1.01M-
Bank of the James Financial Net Cash from (used by) Invesment Activities
-50.28M-30.29M-21.69M-9.5M0.35M--49.28M-42.88M-36.36M
Issuance (Purchase) of Equity Shares10.73M0.06M0.08M0.07M0.13M--0.05M0.27M5.33M
Issuance (Repayment) of Debt Securities-15.18M9.08M4.1M--10M-21M--
Increase (Decrease) in Bank & Other Borrowings---1.04M-3.38M--1.79M7.67M1.49M
Payment of Dividends & Other Cash Distributions-0.8M-0.5M-------
Other Cash from (used by) Financing Activities
Bank of the James Financial Net Cash from (used by) Financing Activities
62.85M20.73M-7.42M6.96M-20.62M-58.54M34.88M34.65M
Effect of Exchange Rate Changes on Cash---------
Bank of the James Financial Net Change in Cash & Cash Equivalents
15.91M-3.92M-24.32M4.58M-12.54M-11.51M-5.56M0.64M
Cash & Equivalents at Beginning of Year12.74M16.67M40.99M18.75M31.3M-4.31M9.87M9.23M
Cash & Equivalents at Year End28.65M12.74M16.67M23.34M18.75M-15.82M4.31M9.87M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Bank of the James Financial stock price history and Bank of the James Financial stock comparison chart inevitably reflect its cash flow situation.
  • Bank of the James Financial has cash of $28.65M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the Bank of the James Financial stock price.
  • Cash Flow from operating activities: Operating activities include the core business activities. This line item refers to the cash generated from the same and stood at a positive value of $3.34M for BOTJ.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-50.28M for BOTJ stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $62.85M for Bank of the James Financial. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.
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Key Financial Ratios For Bank of the James Financial Cash Flow

FCF margin
0.36