Bank of the James Financial Annual Income Statement (NASDAQ:BOTJ)

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$16.25 $0.25 (1.56%) BOTJ stock closing price Feb 24, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Bank of the James Financial stock price. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. Like any other income statement, the BOTJ income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a YoY revenue growth of $1.87M when compared to the same period in the past. One also needs to look at Bank of the James Financial assets, operating expenses and Bank of the James Financial free cash flow. The profit and loss statement shows revenue of $26.36M for 2016. Revenue has grown by $1.87M YoY for BOTJ stock. Bank of the James Financial revenue for 2016 is $26.36M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
Bank of the James Financial Net Sales or Revenues
26.36M24.49M22.31M21.9M22.37M23.19M25.1M-19.54M20.46M
Cost Of Goods Sold (COGS)-2.06M1.63M1.76M-3.4M5.52M-7.08M7.39M
Bank of the James Financial Gross Profit
-22.43M20.67M20.14M-19.79M19.58M-12.46M13.06M
Research & Development Expense----------
Selling General & Admin Expense-16.46M15.29M15.36M-18.25M16.08M15.42M11.38M9.47M
Income Before Depreciation Depletion Amortization-5.97M5.38M4.77M-1.54M3.49M-15.42M1.07M3.59M
Depreciation Depletion Amortization-----0.24M0.19M0.19M0.78M-
Non Operating Income--------0.01M-
Interest Expense-0.63M0.68M0.67M-0.79M0.86M-0.93M0.43M
Bank of the James Financial Pretax Income
-5.34M4.7M4.1M-0.5M2.43M-1.33M-0.63M3.16M
Provision for Income Taxes-1.65M1.28M1.04M--0.09M0.61M-0.69M-0.86M1.07M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.29M3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M2.08M
Extraordinary Items & Discontinued Operations----------
Bank of the James Financial Net Income (Profit/Loss)
3.29M3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M2.08M
Average Shares used to compute Diluted EPS4.38M3.45M3.37M3.35M3.34M3.33M3.3M3.26M3.08M-
Average Shares used to compute Basic EPS4.38M3.45M3.37M3.35M3.34M3.33M3.3M3.26M3.08M-
Income Before Nonrecurring Items3.29M3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M-
Income from Nonrecurring Items----------
Bank of the James Financial Earnings Per Share Basic Net
0.751.071.010.910.640.180.55-0.200.07-
Bank of the James Financial Earnings Per Share Diluted Net
0.751.071.010.910.640.180.55-0.200.07-
EPS Diluted Before Nonrecurring Items0.751.071.010.910.640.180.55-0.200.07-
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.240.220.15-------
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Bank of the James Financial stock analysis. An investor must check the following items in an income statement:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that BOTJ stock has a topline or revenue of $26.36M for 2016 as per this Bank of the James Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: Most businesses like Bank of the James Financial try to improve their bottom line by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called statement of revenue and expense. The financials along with Bank of the James Financial historical stock prices provides a lot of details about the firm. .

Bank of the James Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
21.6670
PS ratio (
price sales ratio
)
2.7001
Net profit margin
4.3
Dividend yield
1.48%