Bank of the James Financial Annual Income Statement (NASDAQ:BOTJ)

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$15.56 $0 (0.02%) BOTJ stock closing price Jan 20, 2017 (Closing)

Fundamental analysis of BOTJ stock involves analyzing its financial statements, apart from checking the Bank of the James Financial stock price The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from $22.31M to $24.49M and how operating and non operating activities have impacted the BOTJ stock. The Bank of the James Financial profit and loss statement for 2015 shows a profit of $3.69M. Profits have grown from $3.41M YoY. Apart from this an investor should also check Bank of the James Financial assets and Bank of the James Financial free cash flow. Bank of the James Financial revenue for 2015 is $24.49M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Bank of the James Financial Net Sales or Revenues
24.49M22.31M21.9M22.37M23.19M25.1M-19.54M20.46M16.99M
Cost Of Goods Sold (COGS)2.06M1.63M1.76M-3.4M5.52M-7.08M7.39M5.45M
Bank of the James Financial Gross Profit
22.43M20.67M20.14M-19.79M19.58M-12.46M13.06M11.53M
Research & Development Expense----------
Selling General & Admin Expense16.46M15.29M15.36M-18.25M16.08M15.42M11.38M9.47M8.56M
Income Before Depreciation Depletion Amortization5.97M5.38M4.77M-1.54M3.49M-15.42M1.07M3.59M2.97M
Depreciation Depletion Amortization----0.24M0.19M0.19M0.78M--
Non Operating Income-------0.01M--
Interest Expense0.63M0.68M0.67M-0.79M0.86M-0.93M0.43M0.22M
Bank of the James Financial Pretax Income
5.34M4.7M4.1M-0.5M2.43M-1.33M-0.63M3.16M2.74M
Provision for Income Taxes1.65M1.28M1.04M--0.09M0.61M-0.69M-0.86M1.07M0.98M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M2.08M1.76M
Extraordinary Items & Discontinued Operations----------
Bank of the James Financial Net Income (Profit/Loss)
3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M2.08M1.76M
Average Shares used to compute Diluted EPS3.45M3.37M3.35M3.34M3.33M3.3M3.26M3.08M--
Average Shares used to compute Basic EPS3.45M3.37M3.35M3.34M3.33M3.3M3.26M3.08M--
Income Before Nonrecurring Items3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M--
Income from Nonrecurring Items----------
Bank of the James Financial Earnings Per Share Basic Net
1.071.010.910.640.180.55-0.200.07--
Bank of the James Financial Earnings Per Share Diluted Net
1.071.010.910.640.180.55-0.200.07--
EPS Diluted Before Nonrecurring Items1.071.010.910.640.180.55-0.200.07--
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.220.15--------
All figures in USD. M: Millions of USD, B: Billions of USD.
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Before investing one should read a report on Bank of the James Financial stock analysis. It helps to look at the following income statement items:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that BOTJ stock has a topline or revenue of $24.49M for 2015 as per this Bank of the James Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: Most businesses like Bank of the James Financial try to improve their bottom line by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called statement of revenue and expense. The financials along with Bank of the James Financial historical stock prices provides a lot of details about the firm. .

Bank of the James Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
17.2890
PS ratio (
price sales ratio
)
2.6344
Operating margin
22.9
Net profit margin
15.7
Dividend yield
1.54%