Bank of the James Financial Income Statement - Quarterly (NASDAQ:BOTJ)

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$15.95 $0.1 (0.62%) BOTJ stock closing price Feb 28, 2017 (Closing)

Financial analysis of Bank of the James Financial involves more than just checking the Bank of the James Financial stock price, by looking at the financial statements of the company in detail. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement for BOTJ which implies a QoQ revenue decline of $0.01M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. One also needs to look at Bank of the James Financial assets, operating expenses and Bank of the James Financial free cash flow. The profit and loss statement shows revenue of $6.75M for 2016-Q4. Revenue has decreased by $0.01M QoQ for BOTJ stock. View details of revenue and profits for Bank of the James Financial for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3
Bank of the James Financial Net Sales or Revenues
6.75M6.76M6.61M6.24M6.26M6.39M6.07M5.77M5.83M5.66M
Cost Of Goods Sold (COGS)-0.61M0.55M0.53M0.55M0.55M0.51M0.45M-0.4M
Bank of the James Financial Gross Profit
-6.14M6.05M5.7M5.73M5.84M5.55M5.31M-5.24M
Research & Development Expense----------
Selling General & Admin Expense-4.59M4.5M4.39M4.46M4.23M3.99M3.78M-3.73M
Income Before Depreciation Depletion Amortization-1.55M1.55M1.31M1.28M1.6M1.56M1.53M-1.51M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense---0.01M0.16M0.15M0.15M0.17M-0.17M
Bank of the James Financial Pretax Income
-1.55M1.55M1.3M1.12M1.45M1.41M1.36M-1.33M
Provision for Income Taxes-0.49M0.5M0.41M0.31M0.46M0.45M0.43M-0.42M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations0.29M1.06M1.05M0.89M0.83M0.98M0.96M0.93M0.95M0.91M
Extraordinary Items & Discontinued Operations----------
Bank of the James Financial Net Income (Profit/Loss)
0.29M1.06M1.05M0.89M0.83M0.98M0.96M0.93M0.95M0.91M
Average Shares used to compute Diluted EPS4.38M4.38M4.38M4.38M3.69M3.37M3.37M3.37M3.37M3.37M
Average Shares used to compute Basic EPS4.38M4.38M4.38M4.38M3.69M3.37M3.37M3.37M3.37M3.37M
Income Before Nonrecurring Items0.29M1.06M1.05M0.89M0.83M0.98M0.96M0.93M0.95M0.91M
Income from Nonrecurring Items----------
Bank of the James Financial Earnings Per Share Basic Net
0.070.240.240.200.220.290.280.270.280.27
Bank of the James Financial Earnings Per Share Diluted Net
0.070.240.240.200.220.290.280.270.280.27
EPS Diluted Before Nonrecurring Items0.070.240.240.200.220.290.280.270.280.27
Preferred Dividends Acc Pd----------
Dividends Common0.260.26--------
Dividend Per Share Common0.060.060.060.060.060.060.050.050.050.05
All figures in USD. M: Millions of USD, B: Billions of USD.
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Before investing one should read a report on Bank of the James Financial stock analysis. It helps to look at the following income statement items:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that BOTJ stock has a topline or revenue of $6.75M for 2016-Q4 as per this Bank of the James Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $0.29M for Bank of the James Financial for 2016-Q4. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Bank of the James Financial historical stock prices to check how the price has moved with time. .

Bank of the James Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
21.2670
PS ratio (
price sales ratio
)
2.6503
Net profit margin
4.3
Dividend yield
1.5%