Ballston Spa Bancorp Annual Income Statement (OTCBB:BSPA)

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$33.94 $0 (0%) BSPA stock closing price Oct 21, 2016 (Closing)

Financial analysis of Ballston Spa Bancorp involves more than just checking the Ballston Spa Bancorp stock price, by looking at the financial statements of the company in detail. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. The operating expenses (also check: Ballston Spa Bancorp assets and Ballston Spa Bancorp free cash flow) as shown in the Ballston Spa Bancorp profit and loss statement 2009 total to $15.09M. Ballston Spa Bancorp revenue for 2009 is $20.39M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2009
Ballston Spa Bancorp Net Sales or Revenues
Cost Of Goods Sold (COGS)2.85M
Ballston Spa Bancorp Gross Profit
Research & Development Expense-
Selling General & Admin Expense12.24M
Income Before Depreciation Depletion Amortization5.29M
Depreciation Depletion Amortization-
Non Operating Income-
Interest Expense2.1M
Ballston Spa Bancorp Pretax Income
Provision for Income Taxes0.84M
Minority Interest-
Investment Gains Losses-
Other Income-
Income Before Extraordinaries & Disc Operations2.34M
Extraordinary Items & Discontinued Operations-
Ballston Spa Bancorp Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS-
Average Shares used to compute Basic EPS-
Income Before Nonrecurring Items-
Income from Nonrecurring Items-
Ballston Spa Bancorp Earnings Per Share Basic Net
Ballston Spa Bancorp Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items-
Preferred Dividends Acc Pd-
Dividends Common-
Dividend Per Share Common1.21
All figures in USD. M: Millions of USD, B: Billions of USD.

It is very helpful to read a report on Ballston Spa Bancorp stock analysis. An investor must check the following items in an income statement:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that BSPA stock has a topline or revenue of $20.39M for 2009 as per this Ballston Spa Bancorp revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $20.39M - other expenses = $2.34M for BSPA stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Ballston Spa Bancorp historical stock prices to check how the price has moved with time. .

Ballston Spa Bancorp Income Statement - Key Financial Ratios

Dividend yield