Cortland Bancorp Annual Income Statement (OTCMKTS:CLDB)

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$17.85 $0 (0%) CLDB stock closing price Jan 20, 2017 (Closing)

Financial analysis of Cortland Bancorp involves more than just checking the Cortland Bancorp stock price, by looking at the financial statements of the company in detail. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the CLDB stock is bound to reflect the impact of the YoY growth of $0.23M. One also needs to look at Cortland Bancorp assets, operating expenses and Cortland Bancorp free cash flow. The profit and loss statement shows revenue of $25.02M for 2015. Revenue has grown by $0.23M YoY for CLDB stock. Cortland Bancorp revenue for 2015 is $25.02M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Cortland Bancorp Net Sales or Revenues
25.02M24.79M22.95M25.33M24.66M23.2M12.81M29.41M32.08M29.33M
Cost Of Goods Sold (COGS)1.66M1.69M2.1M2.69M3.29M4.07M6.29M8.81M10.45M8.5M
Cortland Bancorp Gross Profit
23.35M23.09M20.85M22.63M21.37M19.12M6.52M20.6M21.62M20.82M
Research & Development Expense----------
Selling General & Admin Expense16.81M17.13M17.68M18.5M14.67M12.94M14.07M14.6M12.63M12.24M
Income Before Depreciation Depletion Amortization6.53M5.96M3.17M4.12M6.7M6.18M-7.55M6M8.99M8.57M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense0.93M1.19M1.3M1.37M1.43M2.28M2.94M3.36M3.52M3.07M
Cortland Bancorp Pretax Income
5.59M4.77M1.87M2.75M5.26M3.89M-10.49M2.64M5.46M5.5M
Provision for Income Taxes1.21M0.9M0.08M-0.15M1.19M0.62M-4.15M0.28M1.11M0.92M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations4.37M3.86M1.78M2.91M4.07M3.27M-6.33M2.35M4.35M4.57M
Extraordinary Items & Discontinued Operations----------
Cortland Bancorp Net Income (Profit/Loss)
4.37M3.86M1.78M2.91M4.07M3.27M-6.33M2.35M4.35M4.57M
Average Shares used to compute Diluted EPS4.41M4.55M4.57M4.53M4.53M4.53M4.53M4.53M4.58M4.62M
Average Shares used to compute Basic EPS4.41M4.55M4.57M4.53M4.53M4.53M4.53M4.53M4.58M4.62M
Income Before Nonrecurring Items4.38M3.87M1.78M2.91M4.07M3.27M-6.34M2.35M4.35M4.58M
Income from Nonrecurring Items----------
Cortland Bancorp Earnings Per Share Basic Net
0.970.850.390.640.900.72-1.400.520.950.99
Cortland Bancorp Earnings Per Share Diluted Net
0.970.850.390.640.900.72-1.400.520.950.99
EPS Diluted Before Nonrecurring Items0.970.850.390.640.900.72-1.400.520.950.99
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.240.180.120.03---0.860.860.84
All figures in USD. M: Millions of USD, B: Billions of USD.
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Cortland Bancorp stock analysis involves checking at least a few of the important things like:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that CLDB stock has a topline or revenue of $25.02M for 2015 as per this Cortland Bancorp revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. CLDB stock had a healthy bottom line growth.
The income statement is also called statement of revenue and expense. The financials along with Cortland Bancorp historical stock prices provides a lot of details about the firm. .

Cortland Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
16.3760
PS ratio (
price sales ratio
)
2.9908
Operating margin
25.5
Net profit margin
17.9
Dividend yield
1.51%