Customers Bancorp Annual Income Statement (NYSE:CUBI)

Add to My Stocks
$34.95 $0.01 (0.03%) CUBI stock closing price Feb 24, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Customers Bancorp stock price. In the income statement, an investor can check for important parameters like the topline, the bottomline, the EPS basic, dividends etc. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from $277.56M to $345.7M and how operating and non operating activities have impacted the CUBI stock. The Customers Bancorp profit and loss statement for 2016 shows a profit of $78.7M. Profits have grown from $58.58M YoY. Apart from this an investor should also check Customers Bancorp assets and Customers Bancorp free cash flow. Customers Bancorp revenue for 2016 is $345.7M. View revenue and profit details for latest and last 10 financial years.

show more
Annual
Quarterly
View Previous Years
View Next Years
Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009
Customers Bancorp Net Sales or Revenues
345.7M277.56M215.55M150.85M124.77M75.09M76.57M14.52M
Cost Of Goods Sold (COGS)48.24M33.98M24.45M21.02M21.07M21.86M11.11M5.72M
Customers Bancorp Gross Profit
297.45M243.58M191.09M129.83M103.69M53.23M65.46M8.8M
Research & Development Expense--------
Selling General & Admin Expense133.56M135.51M113.66M75.9M66.83M46.22M36.56M21.42M
Income Before Depreciation Depletion Amortization163.89M108.07M77.43M53.93M36.86M7M28.9M-12.62M
Depreciation Depletion Amortization--------
Non Operating Income---0.35M0.09M0.53M--
Interest Expense24.77M19.57M14.05M3.28M0.67M0.6M0.43M0.6M
Customers Bancorp Pretax Income
139.11M88.49M63.38M50.29M36.09M5.86M28.46M-13.23M
Provision for Income Taxes51.41M29.91M20.17M17.6M12.27M1.83M4.73M-
Minority Interest--------
Investment Gains Losses--------
Other Income--------
Income Before Extraordinaries & Disc Operations87.7M58.58M43.21M32.69M23.81M4.03M23.73M-13.23M
Extraordinary Items & Discontinued Operations-9M-------
Customers Bancorp Net Income (Profit/Loss)
78.7M58.58M43.21M32.69M23.81M4.03M23.73M-13.23M
Average Shares used to compute Diluted EPS30.01M28.69M28.01M24.47M14.72M11.31M--
Average Shares used to compute Basic EPS27.6M26.85M28.01M24.47M14.72M11.08M--
Income Before Nonrecurring Items92.33M58.58M43.21M32.69M23.82M3.99M--
Income from Nonrecurring Items-4.63M-------
Customers Bancorp Earnings Per Share Basic Net
2.512.091.621.341.620.36--
Customers Bancorp Earnings Per Share Diluted Net
2.311.961.551.301.570.35--
EPS Diluted Before Nonrecurring Items2.761.961.551.301.570.35--
Preferred Dividends Acc Pd--------
Dividends Common--------
Dividend Per Share Common--------
All figures in USD. M: Millions of USD, B: Billions of USD.
View Previous Years
View Next Years
Get Income statement for another ticker

It is very helpful to read a report on Customers Bancorp stock analysis. An investor must check the following items in an income statement:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that CUBI stock has a topline or revenue of $345.7M for 2016 as per this Customers Bancorp revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $345.7M - other expenses = $78.7M for CUBI stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Customers Bancorp historical stock prices to check how the price has moved with time. .

Customers Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
15.0650
PS ratio (
price sales ratio
)
2.7772
Operating margin
58.3
Net profit margin
23.5
Dividend yield
0%