Customers Bancorp Income Statement - Quarterly (NYSE:CUBI)

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$25.6 $0.34 (1.31%) CUBI stock closing price Oct 21, 2016 (Closing)

Fundamental analysis of CUBI stock involves analyzing its financial statements, apart from checking the Customers Bancorp stock price The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the CUBI stock is bound to reflect the impact of the QoQ growth of $10.69M. Along with Customers Bancorp assets and Customers Bancorp free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have increased from $17.7M QoQ and 2016-Q2 revenue is $89.58M. View details of revenue and profits for Customers Bancorp for latest & last 40 quarters.

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Fiscal year is Jan - Dec. 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1
Customers Bancorp Net Sales or Revenues
Cost Of Goods Sold (COGS)11.14M10.21M9.3M9.02M8.14M7.52M7.15M6.17M5.72M5.41M
Customers Bancorp Gross Profit
Research & Development Expense----------
Selling General & Admin Expense38.96M35.88M37.7M32.4M34.99M30.42M30.33M29.71M28.09M25.53M
Income Before Depreciation Depletion Amortization39.46M32.79M30.17M28.48M22.93M26.49M25.52M20.5M18.18M13.23M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense7.02M5.55M4.95M4.78M4.98M4.86M5.06M4.9M2.43M1.66M
Customers Bancorp Pretax Income
Provision for Income Taxes13.01M9.53M7.42M8.41M6.4M7.68M7.3M3.94M5.51M3.42M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations19.43M17.7M17.79M15.29M11.56M13.95M13.18M11.66M10.23M8.14M
Extraordinary Items & Discontinued Operations----------
Customers Bancorp Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS28.97M28.78M28.91M28.74M28.68M28.34M28.01M27.99M27.98M26.69M
Average Shares used to compute Basic EPS27.08M26.95M26.89M26.87M28.68M26.83M28.01M26.51M27.98M26.69M
Income Before Nonrecurring Items19.43M17.7M17.79M15.29M15.43M13.95M13.18M11.66M10.23M8.14M
Income from Nonrecurring Items-----3.87M-----
Customers Bancorp Earnings Per Share Basic Net
Customers Bancorp Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.600.570.580.500.520.490.470.420.370.29
Preferred Dividends Acc Pd2.1M---------
Dividends Common----------
Dividend Per Share Common----------
All figures in USD. M: Millions of USD, B: Billions of USD.

Customers Bancorp stock analysis involves checking at least a few of the important things like:
  • Topline: A growing topline, as seen from the Customers Bancorp revenue chart, as is the case with Customers Bancorp indicates a growing business. One needs to compare the QoQ or YoY topline growth of CUBI stock with its peers like SYBT stock and CHCO stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $89.58M - other expenses = $19.43M for CUBI stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Customers Bancorp historical stock prices to check how the price has moved with time. .

Customers Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield