Citizens Bancshares Income Statement - Quarterly (OTCMKTS:CZBS)

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$7.38 $0.16 (2.22%) CZBS stock closing price Oct 21, 2016 (Closing)

Financial analysis of Citizens Bancshares involves more than just checking the Citizens Bancshares stock price, by looking at the financial statements of the company in detail. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. Like any other income statement, the CZBS income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a QoQ revenue growth of $0.35M when compared to the same period in the past. The operating expenses (also check: Citizens Bancshares assets and Citizens Bancshares free cash flow) as shown in the Citizens Bancshares profit and loss statement 2016-Q2 total to $3.31M. This line item has decreased from $3.55M compared with last quarter. View details of revenue and profits for Citizens Bancshares for latest & last 40 quarters.

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Fiscal year is Jan - Dec. 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1
Citizens Bancshares Net Sales or Revenues
Cost Of Goods Sold (COGS)0.15M0.16M0.17M0.17M0.17M0.18M0.2M0.21M0.21M0.21M
Citizens Bancshares Gross Profit
Research & Development Expense----------
Selling General & Admin Expense3.16M3.28M3.91M3.61M3.51M3.51M4.36M3.64M3.5M3.52M
Income Before Depreciation Depletion Amortization1.03M0.55M0.32M0.64M0.53M0.63M0.18M0.47M0.68M0.61M
Depreciation Depletion Amortization-0.11M-0.33M0.11M0.11M0.11M-0.33M0.11M0.11M0.11M
Non Operating Income----------
Interest Expense0.01M---------
Citizens Bancshares Pretax Income
Provision for Income Taxes0.28M0.07M0.05M0.1M0.06M0.09M-0.02M-0.02M0.09M0.08M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations0.75M0.36M0.62M0.42M0.35M0.43M0.55M0.38M0.47M0.42M
Extraordinary Items & Discontinued Operations----------
Citizens Bancshares Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS2.21M2.21M2.25M2.22M2.21M2.21M-2.19M2.19M2.17M
Average Shares used to compute Basic EPS2.21M2.2M2.19M2.19M2.18M2.19M-2.17M2.16M2.16M
Income Before Nonrecurring Items0.75M0.36M0.62M0.42M0.35M0.43M-0.38M0.47M0.42M
Income from Nonrecurring Items----------
Citizens Bancshares Earnings Per Share Basic Net
Citizens Bancshares Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.310.
Preferred Dividends Acc Pd0.06M---------
Dividends Common0.17---------
Dividend Per Share Common0.08---0.08---0.08-
All figures in USD. M: Millions of USD, B: Billions of USD.

Citizens Bancshares stock analysis involves checking at least a few of the important things like:
  • Topline: A growing topline, as seen from the Citizens Bancshares revenue chart, as is the case with Citizens Bancshares indicates a growing business. One needs to compare the QoQ or YoY topline growth of CZBS stock with its peers like JFWV stock and BKOR stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $4.36M - other expenses = $0.75M for CZBS stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Citizens Bancshares historical stock prices to check how the price has moved with time. .

Citizens Bancshares Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield

Other Income Statements - Citizens Bancshares Corporation (GA) Industry Peers

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