Citizens Bancshares Income Statement - Quarterly (OTCMKTS:CZBS)

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$9.35 $0.05 (0.54%) CZBS stock closing price Jan 18, 2017 (Closing)

Financial analysis of Citizens Bancshares involves more than just checking the Citizens Bancshares stock price, by looking at the financial statements of the company in detail. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. The income statement is generated for a specific period of time. The revenue increase of $4.4M for 2016-Q3 impacts the CZBS stock. Investors typically check year over year or quarter over quarter revenue growth. One also needs to look at Citizens Bancshares assets, operating expenses and Citizens Bancshares free cash flow. The profit and loss statement shows revenue of $4.4M for 2016-Q3. Revenue has grown by $0.04M QoQ for CZBS stock. View details of revenue and profits for Citizens Bancshares for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Citizens Bancshares Net Sales or Revenues
4.4M4.36M4.01M4.37M4.44M4.22M4.34M4.73M4.32M4.4M
Cost Of Goods Sold (COGS)0.16M0.15M0.16M0.17M0.17M0.17M0.18M0.2M0.21M0.21M
Citizens Bancshares Gross Profit
4.23M4.19M3.84M4.21M4.26M4.04M4.15M4.52M4.11M4.19M
Research & Development Expense----------
Selling General & Admin Expense3.5M3.16M3.28M3.91M3.61M3.51M3.51M4.36M3.64M3.5M
Income Before Depreciation Depletion Amortization0.72M1.03M0.55M0.32M0.64M0.53M0.63M0.18M0.47M0.68M
Depreciation Depletion Amortization--0.11M-0.33M0.11M0.11M0.11M-0.33M0.11M0.11M
Non Operating Income----------
Interest Expense-0.01M--------
Citizens Bancshares Pretax Income
0.72M1.03M0.43M0.67M0.52M0.41M0.52M0.53M0.35M0.57M
Provision for Income Taxes0.17M0.28M0.07M0.05M0.1M0.06M0.09M-0.02M-0.02M0.09M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations0.55M0.75M0.36M0.62M0.42M0.35M0.43M0.55M0.38M0.47M
Extraordinary Items & Discontinued Operations----------
Citizens Bancshares Net Income (Profit/Loss)
0.55M0.75M0.36M0.62M0.42M0.35M0.43M0.55M0.38M0.47M
Average Shares used to compute Diluted EPS2.24M2.21M2.21M2.25M2.22M2.21M2.21M-2.19M2.19M
Average Shares used to compute Basic EPS2.21M2.21M2.2M2.19M2.19M2.18M2.19M-2.17M2.16M
Income Before Nonrecurring Items0.55M0.75M0.36M0.62M0.42M0.35M0.43M-0.38M0.47M
Income from Nonrecurring Items----------
Citizens Bancshares Earnings Per Share Basic Net
0.220.310.140.260.160.130.17-0.150.19
Citizens Bancshares Earnings Per Share Diluted Net
0.220.310.140.250.160.130.17-0.140.19
EPS Diluted Before Nonrecurring Items0.220.310.140.250.160.130.17-0.140.19
Preferred Dividends Acc Pd0.06M---------
Dividends Common----------
Dividend Per Share Common-0.08---0.08---0.08
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Citizens Bancshares stock analysis. An investor must check the following items in an income statement:
  • Revenue: The money received by selling of goods or services comes under this line item. A QoQ growth (See: Citizens Bancshares revenue chart) implies that the company is growing, which has been the case with Citizens Bancshares. One must stay away from stocks whose revenues are declining.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $4.4M - other expenses = $0.55M for CZBS stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Citizens Bancshares historical stock prices provides a lot of details about the firm. .

Citizens Bancshares Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
10.1630
PS ratio (
price sales ratio
)
1.2056
Operating margin
16.4
Net profit margin
12.5
Dividend yield
0.86%

Other Income Statements - Citizens Bancshares Corporation (GA) Industry Peers

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