Citizens First Cash Flow - Quarterly (NASDAQ:CZFC)

Add to My Stocks
$16.97 $0.06 (0.38%) CZFC stock closing price Oct 24, 2016 (Closing)

The financial analysis of CZFC requires an investor to check the cash flows for Citizens First. The profit-loss statement shows Citizens First profits, the balance sheet shows Citizens First debt, and the cash flow statement reflects the liquidity and solvency of a firm. This statement reflects the company's ability to generate cash flows. Citizens First stock analysis shows positive net income cash flow of $1.97M for 2016-Q2. This statement is important because profits alone cannot pay employees, or bills. Cash is required.   Citizens First had an inflow of $1.79M from operating activities, $1.99M inflow due to financing activities, and $13.16M spend due to investing activities for 2016-Q2. View details of Citizens First cash flows for latest & last 40 quarters.

show more
Get Cash flow for another ticker
Fiscal year is Jan - Dec. 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1
Citizens First Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow0.46M0.23M0.94M0.7M0.48M0.24M1.18M0.87M0.58M0.29M
Net Increase (Decrease) in Assets Liabilities0.08M-0.53M0.06M0.33M0.04M-0.46M0.48M0.54M-0.54M-0.77M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net-0.2M-0.08M0.49M0.34M0.12M0.12M0.49M0.45M0.92M0.88M
Citizens First Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-0.04M-0.03M-0.03M0.12M-0.15M-0.15M-0.23M-0.14M-0.09M-0.05M
Acquisition Disposition of Subsidiaires0.19M---------
Increase (Decrease) in Investments2.05M-1.31M-1.74M-1.42M0.27M0.36M-6.58M-9.86M-2.99M-2.69M
Other Cash Inflow (Outflow) from Investment Activities-16.07M0.63M-15.12M-11.26M4.21M-1.25M-22.87M-15.62M-16.16M-6.29M
Citizens First Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares0.01M--1.7M-1.7M-1.7M--3.26M-3.26M-3.26M-3.26M
Issuance (Repayment) of Debt Securities21M9M-10.5M-10M-9.5M-6M3.5M7M3.3M3.3M
Increase (Decrease) in Bank & Other Borrowings----------
Payment of Dividends & Other Cash Distributions-0.4M-0.12M-0.67M-0.38M-0.25M-0.12M-0.52M-0.39M-0.25M-0.13M
Other Cash from (used by) Financing Activities-16.95M-7.2M28.6M20.7M27.01M23.58M-1.16M-5.76M2.85M9.24M
Citizens First Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
Citizens First Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year11.32M37.06M34.79M30.54M14.81M9.75M15.33M13.86M29.85M15.74M
Cash & Equivalents at Year End7.35M16.73M15.25M11.2M33.53M28.41M11.32M13.24M22.83M38.26M
All figures in USD. M: Millions of USD, B: Billions of USD.

While Citizens First stock price history provides the price history of a stock, Citizens First stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:
  • Net Change in Cash and Cash Equivalents: Citizens First cash grew QoQ to $1.97M, meaning the company is able to meet its expenditure and grow cash which will also eventually reflect in the Citizens First stock price movement.
  • Cash Flow from operating activities: Operating activities include the core business activities. This line item refers to the cash generated from the same and stood at a positive value of $2.32M for CZFC.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-13.87M for CZFC stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $3.65M for Citizens First.

Key Financial Ratios For Citizens First Cash Flow

FCF margin