Citizens First Annual Income Statement (NASDAQ:CZFC)

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$17.43 $0 (0%) CZFC stock closing price Dec 02, 2016 (Closing)

Looking at financial statements, along with the Citizens First stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   In the income statement, an investor can look at important parameters like revenue, gross profits, net profits, and EPS basic to gain deeper insights. Like any other income statement, the CZFC income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a YoY revenue growth of $0.94M when compared to the same period in the past. 2015 revenue is $20.96M and has increased from $20.02M year on year as is evident when you compare the latest figures in the latest Citizens First profit and loss statement with those of the prior corresponding period. (See also:Citizens First assets and Citizens First free cash flow) Citizens First revenue for 2015 is $20.96M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Citizens First Net Sales or Revenues
20.96M20.02M20.56M21.52M20.58M20.45M20.43M23.37M25.24M16.51M
Cost Of Goods Sold (COGS)2.22M2.13M2.42M2.92M3.75M4.71M5.58M8.37M9.99M4.97M
Citizens First Gross Profit
18.73M17.88M18.14M18.6M16.82M15.74M14.84M14.99M15.25M11.54M
Research & Development Expense----------
Selling General & Admin Expense13.26M12.5M14.91M13.4M12.7M11.84M16.81M12.99M12.68M7.55M
Income Before Depreciation Depletion Amortization5.47M5.38M3.22M5.19M4.12M3.9M-1.97M2M2.56M3.99M
Depreciation Depletion Amortization0.07M0.33M0.33M0.34M0.28M0.26M0.27M8.98M--
Non Operating Income----------
Interest Expense0.37M0.57M0.53M0.52M0.42M0.35M0.82M1.22M0.82M0.68M
Citizens First Pretax Income
5.02M4.48M2.35M4.32M3.41M3.27M-3.07M-8.2M1.74M3.3M
Provision for Income Taxes1.41M1.24M0.51M1.14M0.8M0.73M-1.44M-2.56M0.44M1.15M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.6M3.24M1.83M3.17M2.6M2.53M-1.62M-5.64M1.29M2.15M
Extraordinary Items & Discontinued Operations----------
Citizens First Net Income (Profit/Loss)
3.6M3.24M1.83M3.17M2.6M2.53M-1.62M-5.64M1.29M2.15M
Average Shares used to compute Diluted EPS2.21M1.97M1.97M2.05M1.97M1.97M1.97M1.97M1.99M1.1M
Average Shares used to compute Basic EPS1.97M1.97M1.97M1.96M1.97M1.97M1.97M1.97M1.99M1.1M
Income Before Nonrecurring Items3.61M3.24M1.84M3.17M2.61M2.54M-1.59M0.65M1.3M2.15M
Income from Nonrecurring Items--------6.29M--
Citizens First Earnings Per Share Basic Net
1.571.380.551.160.840.77-1.32-3.140.391.49
Citizens First Earnings Per Share Diluted Net
1.401.290.521.110.810.75-1.32-3.140.391.28
EPS Diluted Before Nonrecurring Items1.401.290.521.110.810.75-1.320.060.391.28
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.08------0.100.10-
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Citizens First stock analysis. An investor must check the following items in an income statement:
  • Revenue: This is the inflow that is generated from the sale of goods or services and is $20.96M for this year of 2015. Our Citizens First revenue chart gives a clear visual representation of how the topline growth has been. Investors often invest in only those companies where the revenue is growing at a steady rate.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $20.96M - other expenses = $3.6M for CZFC stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Citizens First historical stock prices provides a lot of details about the firm. .

Citizens First Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
10.3750
PS ratio (
price sales ratio
)
1.6414
Operating margin
32.3
Net profit margin
21.1
Dividend yield
0.92%