Citizen Financial Services Balance Sheet - Annual (OTCBB:CZFS)

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$52.75 $0 (0%) CZFS stock closing price Mar 21, 2017 (Closing)

The financial analysis of a company like Citizen Financial Services involves checking the three financial statements of the company in detail, of which the balance sheet is one. As in our Citizen Financial Services stock analysis, analyzing a company also involves looking at the company's assets and liabilities as given in its balance sheet, which can be used to measure financial performance. A company releases its balance sheet every quarter along with its quarterly results. Citizen Financial Services had a long term debt of $41.63M at the end of 2015. Citizen Financial Services operating cash flow was $12.81M while Citizen Financial Services revenue stood at $50.9M. View latest and last 10 year balance sheet data to check Citizen Financial Services financial performance..

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007
Cash32.08M17.38M12.56M26.33M30.43M43.99M31.44M19.85M10.38M
Marketable Securities---------
Receivables692.13M550.93M537.24M499.49M484.64M471.05M454.63M431.34M421.7M
Inventory0.6M0.49M0.27M1.45M-----
Raw Materials---------
Work In Progress---------
Finished Goods---------
Notes Receivable---------
Other Current Assets---------
Citizen Financial Services Total Current Assets
724.81M568.81M550.08M527.28M515.07M515.05M486.08M451.2M432.09M
Property Plant & Equipment29.18M23.77M22.05M22.16M22.11M23.2M23.06M23.34M-
Accumulated Depreciation11.92M11.41M10.94M10.64M10.41M10.7M10.84M10.58M-
Citizen Financial Services Net Property Plant & Equipment
17.26M12.35M11.1M11.52M11.7M12.5M12.22M12.76M12.53M
Investment & Advances359.73M306.14M317.3M310.25M318.82M251.3M198.58M174.13M120.8M
Other Non-Current Assets---------
Deferred Charges---------
Intangibles23.52M10.25M10.25M10.25M10.25M10.25M10.25M10.25M8.6M
Deposits & Other Assets37.63M27.47M26.18M23.11M22.71M23.41M22.32M20.25M16.99M
Citizen Financial Services Total Assets
1.16B925.04M914.93M882.42M878.56M812.52M729.47M668.61M591.02M
Notes Payable---------
Accounts Payable988.03M773.93M748.31M737.09M733.99M680.71M605.55M546.68M456.02M
Current Portion Long-Term Debt---------
Current Portion Capital Leases---------
Accrued Expenses0.73M0.75M0.89M1.14M1.51M1.77M2.03M2.23M2.19M
Income Taxes Payable---------
Other Current Liabilities---------
Citizen Financial Services Total Current Liabilities
988.76M774.68M749.21M738.23M735.5M682.49M607.59M548.91M458.22M
Mortgages---------
Deferred Taxes/Income---------
Convertible Debt---------
Long-Term Debt41.63M41.79M66.93M46.12M53.88M55.99M54.11M61.2M80.34M
Non-Current Capital Leases---------
Other Long-Term Liabilities12.82M8.03M6.73M8.58M7.71M5.35M6.23M5.72M3.92M
Citizen Financial Services Total Liabilities
1.04B824.52M822.87M792.95M797.09M743.83M667.95M615.84M542.5M
Minority Interest---------
Preferred Stock---------
Common Stock Net3.67M3.33M3.3M3.16M3.13M3.1M3.07M3.04M3.02M
Capital Surplus40.71M25.15M23.56M16.46M15.31M14.23M13.45M12.98M12.51M
Retained Earnings85.79M79.51M74.32M71.81M63.33M54.93M47.35M41.03M37.59M
Treasury Stock10.18M8.23M7.91M6.59M5.26M4.63M4.4M4.31M4.17M
Other Liabilities-0.23M0.76M-1.22M4.63M4.94M1.05M2.04M0.02M-0.42M
Citizen Financial Services Shareholders Equity
119.76M100.52M92.05M89.47M81.46M68.69M61.52M52.77M48.52M
Citizen Financial Services Total Liabilities & Shareholders Equity
1.16B925.04M914.93M882.42M878.56M812.52M729.47M668.61M591.02M
All figures in USD. M: Millions of USD, B: Billions of USD.
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Apart from balance sheet items, an investor would do well to keep track of the Citizen Financial Services stock price by looking at Citizen Financial Services historical stock prices. One can compare PE with industry average by looking at the Citizen Financial Services PE ratio chart. The common balance sheet items are:
  • Assets: An asset is a resource that a corporation like Citizen Financial Services owns and has economic value. The two major types of assets are: fixed assets like real estate, plant and machinery and current assets like cash, marketable securities and inventory. The total asset value for CZFS stock as of year is $1.16B. Its easy to associate the term with manufacturing companies, which invest a lot in factories and equipment. However, the same cannot be said about tech stocks.
  • Liabilities include short term loans and long term loans availed by the company to fund its business operations. CZFS stock had total liabilities of $1.04B for year 2015.
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Citizen Financial Services Balance Sheet - Key Ratios

PB ratio (
price to book ratio
)
1.4280