Citizen Financial Services Balance Sheet - Annual (OTCBB:CZFS)

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$51 $0 (0%) CZFS stock closing price Jan 23, 2017 (Closing)

The fundamental analysis of this company requires a thorough look at Citizen Financial Services balance sheet. As in our Citizen Financial Services stock analysis, analyzing a company also involves looking at the company's assets and liabilities as given in its balance sheet, which can be used to measure financial performance. A company releases its balance sheet every quarter along with its quarterly results. Citizen Financial Services balance sheet as at the end of 2015 indicates an asset turnover ratio of 0.04M and debt to equity ratio of 0.41M. Whereas, Citizen Financial Services revenue was $43.07M and Citizen Financial Services operating cash flow was $12.81M for the same period. View latest and last 10 year balance sheet data to check Citizen Financial Services financial performance..

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Cash32.08M17.38M12.56M26.33M30.43M43.99M31.44M19.85M10.38M10.01M
Marketable Securities----------
Receivables692.13M550.93M537.24M499.49M484.64M471.05M454.63M431.34M421.7M413.35M
Inventory0.6M0.49M0.27M1.45M------
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
Citizen Financial Services Total Current Assets
724.81M568.81M550.08M527.28M515.07M515.05M486.08M451.2M432.09M423.37M
Property Plant & Equipment29.18M23.77M22.05M22.16M22.11M23.2M23.06M23.34M--
Accumulated Depreciation11.92M11.41M10.94M10.64M10.41M10.7M10.84M10.58M--
Citizen Financial Services Net Property Plant & Equipment
17.26M12.35M11.1M11.52M11.7M12.5M12.22M12.76M12.53M12.89M
Investment & Advances359.73M306.14M317.3M310.25M318.82M251.3M198.58M174.13M120.8M109.74M
Other Non-Current Assets----------
Deferred Charges----------
Intangibles23.52M10.25M10.25M10.25M10.25M10.25M10.25M10.25M8.6M8.6M
Deposits & Other Assets37.63M27.47M26.18M23.11M22.71M23.41M22.32M20.25M16.99M17.55M
Citizen Financial Services Total Assets
1.16B925.04M914.93M882.42M878.56M812.52M729.47M668.61M591.02M572.16M
Notes Payable----------
Accounts Payable988.03M773.93M748.31M737.09M733.99M680.71M605.55M546.68M456.02M446.51M
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses0.73M0.75M0.89M1.14M1.51M1.77M2.03M2.23M2.19M2.28M
Income Taxes Payable----------
Other Current Liabilities----------
Citizen Financial Services Total Current Liabilities
988.76M774.68M749.21M738.23M735.5M682.49M607.59M548.91M458.22M448.8M
Mortgages----------
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt41.63M41.79M66.93M46.12M53.88M55.99M54.11M61.2M80.34M75.77M
Non-Current Capital Leases----------
Other Long-Term Liabilities12.82M8.03M6.73M8.58M7.71M5.35M6.23M5.72M3.92M4.09M
Citizen Financial Services Total Liabilities
1.04B824.52M822.87M792.95M797.09M743.83M667.95M615.84M542.5M528.66M
Minority Interest----------
Preferred Stock----------
Common Stock Net3.67M3.33M3.3M3.16M3.13M3.1M3.07M3.04M3.02M2.99M
Capital Surplus40.71M25.15M23.56M16.46M15.31M14.23M13.45M12.98M12.51M11.93M
Retained Earnings85.79M79.51M74.32M71.81M63.33M54.93M47.35M41.03M37.59M34M
Treasury Stock10.18M8.23M7.91M6.59M5.26M4.63M4.4M4.31M4.17M3.69M
Other Liabilities-0.23M0.76M-1.22M4.63M4.94M1.05M2.04M0.02M-0.42M-1.73M
Citizen Financial Services Shareholders Equity
119.76M100.52M92.05M89.47M81.46M68.69M61.52M52.77M48.52M43.5M
Citizen Financial Services Total Liabilities & Shareholders Equity
1.16B925.04M914.93M882.42M878.56M812.52M729.47M668.61M591.02M572.16M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The latest Citizen Financial Services stock price, and Citizen Financial Services historical stock prices show the stock price movement over time, and the Citizen Financial Services PE ratio chart displays the PE ratio movement. Apart from stock price, one should also look at balance sheet items which mainly comprise of the following:
  • Assets: An asset is a resource that a corporation like Citizen Financial Services owns and has monetary significance. CZFS assets grew from $925.04M in 2014 to $1.16B in 2015 . Assets can be of two types: fixed assets like real estate, plant and machinery; and current assets which includes cash, accounts receivable etc. Tech stocks typically don't have too many assets.
  • Liabilities or obligations comprise of current liabilities that include short term loans, amounts payable to suppliers, or any other outstanding payments including long term liabilities that take into account long term loans for funding large projects. The total liabilities for Citizen Financial Services is $1.04B. Shareholders' equity comes under liabilities as it is money the company owes the holders of CZFS stock.
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Citizen Financial Services Balance Sheet - Key Ratios

Current ratio
0.76
Debt to Equity ratio
0.41
Asset Turnover
ratio
0.04
receivables turnover
ratio
0.07
PB ratio (
price to book ratio
)
1.4300