Citizen Financial Services Balance Sheet - Quarterly (OTCBB:CZFS)

Add to My Stocks
$52.25 $0.25 (0.48%) CZFS stock closing price Feb 24, 2017 (Closing)

The fundamental analysis of this company requires a thorough look at Citizen Financial Services balance sheet. All three financial statements should be used to measure the financial performance of the company, and should form a part of the Citizen Financial Services stock analysis. Good quarterly results indicate a company's strong financial performance. Its important to check all financial statements including the balance sheet. Citizen Financial Services balance sheet as at the end of 2016-Q3 indicates an asset turnover ratio of 0.04M and debt to equity ratio of 0.41M. Whereas, Citizen Financial Services revenue was $13.26M and Citizen Financial Services operating cash flow was $10.76M for the same period. View Citizen Financial Services quarterly results to get the balance sheet details for the latest & last 40 quarters data..

show more
View Previous Quarters
View Next Quarters
Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Marketable Securities----------
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
Citizen Financial Services Total Current Assets
Property Plant & Equipment---29.18M---23.77M--
Accumulated Depreciation---11.92M---11.41M--
Citizen Financial Services Net Property Plant & Equipment
Investment & Advances349.15M360.94M371.92M359.73M300.63M304.79M291.9M306.14M308.28M312.32M
Other Non-Current Assets----------
Deferred Charges----------
Deposits & Other Assets37.22M37.05M36.83M37.63M32.99M28.54M27.52M27.47M24.31M24.64M
Citizen Financial Services Total Assets
Notes Payable----------
Accounts Payable1.01B1B1.02B988.03M797.84M791.88M788.77M773.93M768.04M765.45M
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses0.63M0.64M0.66M0.73M0.69M0.67M0.69M0.75M0.75M0.73M
Income Taxes Payable----------
Other Current Liabilities----------
Citizen Financial Services Total Current Liabilities
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt51.85M38.78M39.99M41.63M44.65M39.19M29.38M41.79M37.72M43.07M
Non-Current Capital Leases----------
Other Long-Term Liabilities10.86M12.15M12.12M12.82M6.87M7.49M8.82M8.03M7.36M6.66M
Citizen Financial Services Total Liabilities
Minority Interest----------
Preferred Stock----------
Common Stock Net3.7M3.7M3.67M3.67M3.33M3.33M3.33M3.33M3.33M3.33M
Capital Surplus42.24M42.24M40.72M40.71M25.13M25.12M25.14M25.15M25.14M25.14M
Retained Earnings89.5M87.75M87.69M85.79M84.69M83.37M81.4M79.51M77.25M76.92M
Treasury Stock11.28M11.28M11.02M10.18M10.1M8.77M9.2M8.23M8.08M8.26M
Other Liabilities1.39M2.04M0.9M-0.23M0.84M0.17M1.6M0.76M1.51M1.1M
Citizen Financial Services Shareholders Equity
Citizen Financial Services Total Liabilities & Shareholders Equity
All figures in USD. M: Millions of USD, B: Billions of USD.
View Previous Quarters
View Next Quarters
Get Balance sheet for another ticker

Most investors just check the Citizen Financial Services stock price, and Citizen Financial Services historical stock prices before investing. While share price is an important factor, one should also look at financials and valuation metrics like the Citizen Financial Services PE ratio chart. Below is a brief explanation of common balance sheet terms:
  • Assets: CZFS total assets, which was at $1.2B for 2016-Q3 is a balance sheet item representing value of what Citizen Financial Services owns. Assets are brought to aid a firms operations, or to increase its economic value. It must be noted that tech stocks may not have a lot of assets, as the value for these companies is often derived from future earning potential.
  • Liabilities: This item on the balance sheet implies the firm's, in this case Citizen Financial Services's, legal obligations including loans, accounts payable, deferred revenue, accrued expenses and mortgages. The total liabilities for CZFS stock stand at $1.07B.

Citizen Financial Services Balance Sheet - Key Ratios

Current ratio
Debt to Equity ratio
Asset Turnover
receivables turnover

Quarterly Balance Sheets For Citizens Financial Services Inc Peers

Bryn Mawr Bank balance sheet, FNB Corp balance sheet, Howard Bancorp balance sheet, S&T Bancorp balance sheet, Unity Bancorp balance sheet