Citizen Financial Services Income Statement - Quarterly (OTCBB:CZFS)

Add to My Stocks
$52 $0 (0%) CZFS stock closing price Oct 21, 2016 (Closing)

Looking at financial statements, along with the Citizen Financial Services stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is generated for a specific period of time. The revenue increase of $12.41M for 2016-Q2 impacts the CZFS stock. Investors typically check year over year or quarter over quarter revenue growth. Along with Citizen Financial Services assets and Citizen Financial Services free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have decreased from $3.28M QoQ and 2016-Q2 revenue is $12.41M. View details of revenue and profits for Citizen Financial Services for latest & last 40 quarters.

show more
Get Income statement for another ticker
Fiscal year is Jan - Dec. 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1
Citizen Financial Services Net Sales or Revenues
Cost Of Goods Sold (COGS)1.07M1.07M1.04M1.04M1.03M1M1.06M1.09M1.09M1.1M
Citizen Financial Services Gross Profit
Research & Development Expense----------
Selling General & Admin Expense7.35M6.96M6.12M5.69M5.54M5.45M5.17M5.21M5.15M5.22M
Income Before Depreciation Depletion Amortization3.98M4.33M4M3.99M4.13M4.03M4.54M4.42M4.4M4.19M
Depreciation Depletion Amortization0.08M0.08M--------
Non Operating Income--0.82M0.28M------
Interest Expense0.18M0.18M0.19M0.17M0.17M0.17M0.16M0.14M0.14M0.16M
Citizen Financial Services Pretax Income
Provision for Income Taxes0.68M0.79M0.53M0.68M0.77M0.74M0.9M0.91M0.89M0.85M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.03M3.28M2.46M2.86M3.19M3.12M3.48M3.37M3.37M3.18M
Extraordinary Items & Discontinued Operations----------
Citizen Financial Services Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS3.34M3.36M3.1M3.04M3.05M3.06M3.07M3.07M3.07M3.07M
Average Shares used to compute Basic EPS3.34M3.36M3.1M3.04M3.05M3.06M3.07M3.07M3.07M3.07M
Income Before Nonrecurring Items3.03M3.28M2.46M2.86M3.19M3.12M3.48M3.37M3.37M3.18M
Income from Nonrecurring Items----------
Citizen Financial Services Earnings Per Share Basic Net
Citizen Financial Services Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.910.980.790.941.
Preferred Dividends Acc Pd----------
Dividends Common1.39---------
Dividend Per Share Common0.420.410.410.600.400.400.400.990.380.38
All figures in USD. M: Millions of USD, B: Billions of USD.

Citizen Financial Services stock analysis involves checking at least a few of the important things like:
  • Revenue: The money received by selling of goods or services comes under this line item. A QoQ growth (See: Citizen Financial Services revenue chart) implies that the company is growing, which has been the case with Citizen Financial Services. One must stay away from stocks whose revenues are declining.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $12.41M - other expenses = $3.03M for CZFS stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Citizen Financial Services historical stock prices to check how the price has moved with time. .

Citizen Financial Services Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield