Howard Bancorp Annual Income Statement (NASDAQ:HBMD)

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$14.9 $0.1 (0.68%) HBMD stock closing price Dec 09, 2016 (Closing)

Looking at financial statements, along with the Howard Bancorp stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. The income statement for HBMD which implies a YoY revenue decline of $1.34M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. The operating expenses (also check: Howard Bancorp assets and Howard Bancorp free cash flow) as shown in the Howard Bancorp profit and loss statement 2015 total to $38.35M. This line item has increased from $29.01M compared with last year. Howard Bancorp revenue for 2015 is $45.27M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010
Howard Bancorp Net Sales or Revenues
45.27M46.61M19.03M16.3M15.77M14.99M
Cost Of Goods Sold (COGS)2.61M2.07M1.65M1.77M1.74M2.57M
Howard Bancorp Gross Profit
42.66M44.53M17.37M14.52M14.02M12.42M
Research & Development Expense------
Selling General & Admin Expense35.28M26.83M14.15M11.54M11.31M10.34M
Income Before Depreciation Depletion Amortization7.38M17.69M3.22M2.98M2.71M2.08M
Depreciation Depletion Amortization0.46M0.11M0.03M---
Non Operating Income4.34M-----
Interest Expense0.46M0.32M0.24M0.22M0.26M0.33M
Howard Bancorp Pretax Income
2.11M17.26M2.94M2.75M2.44M1.74M
Provision for Income Taxes0.97M6.85M0.98M1.13M1.06M0.81M
Minority Interest------
Investment Gains Losses------
Other Income------
Income Before Extraordinaries & Disc Operations1.14M10.41M1.96M1.62M1.38M0.93M
Extraordinary Items & Discontinued Operations------
Howard Bancorp Net Income (Profit/Loss)
1.14M10.41M1.96M1.62M1.38M0.93M
Average Shares used to compute Diluted EPS6.18M4.11M4.08M3.27M2.64M-
Average Shares used to compute Basic EPS6.18M4.11M4.08M3.27M2.64M-
Income Before Nonrecurring Items5.49M10.41M1.96M1.62M1.39M-
Income from Nonrecurring Items-4.34M-----
Howard Bancorp Earnings Per Share Basic Net
0.162.500.440.310.350.38
Howard Bancorp Earnings Per Share Diluted Net
0.162.500.440.310.35-
EPS Diluted Before Nonrecurring Items0.862.500.440.310.35-
Preferred Dividends Acc Pd------
Dividends Common------
Dividend Per Share Common------
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Howard Bancorp stock analysis. An investor must check the following items in an income statement:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: Howard Bancorp revenue chart) implies that the company is growing, which has not been the case with Howard Bancorp. One must stay away from stocks whose revenues are declining.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $45.27M - other expenses = $1.14M for HBMD stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Howard Bancorp historical stock prices provides a lot of details about the firm. .

Howard Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
22.2390
PS ratio (
price sales ratio
)
1.7229
Operating margin
21.4
Net profit margin
12.3
Dividend yield
0%