Independent Bank Cash Flow - Annual (NASDAQ:IBCP)

Add to My Stocks
$21.8 $0.25 (1.16%) IBCP stock closing price Feb 21, 2017 (Closing)

For analyzing any company like Independent Bank from an investment perspective, its important to check the cash flow statement. While its important to look at the Independent Bank debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Independent Bank revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Independent Bank cash flow analysis is possible because this statement breaks down how balance sheet accounts and income statement items affect cash and cash equivalents.  Independent Bank had cash and cash equivalents of $74.01M at the beginning of the year and $85.78M at year end for 2015.   Independent Bank has a positive cash and cash equivalents change of $11.76M. View details of Independent Bank cash flows for latest & last ten financial years.

show more
Annual
Quarterly
View Previous Years
View Next Years
Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007
Independent Bank Net Income Cash Flow
20.01M18.02M77.5M26.19M-20.2M-16.7M-90.22M-91.66M10.35M
Depreciation Depletion Amortization Cash-Flow4.55M3.01M-2.19M-4.71M-11.3M-27.72M-26.6M27.24M-
Net Increase (Decrease) in Assets Liabilities-7.02M-13.81M31.35M1.25M20.17M-13.11M-34.58M-6.63M-15.14M
Cash From (used in) Discontinued Operations---------
Other Adjustments Net6.48M5.85M-54.59M6.66M46.73M54.88M102.24M98.77M22.43M
Independent Bank Net Cash from (used by) Operating Activities
24.03M13.07M52.07M29.39M35.4M-2.66M-49.16M27.71M17.64M
Increase (Decrease) in Prop Plant And Equipment-3.79M-3.98M-8.31M-3.33M-2.55M-4.42M-7.99M-8.12M-10.34M
Acquisition Disposition of Subsidiaires--3.29M-----210.05M
Increase (Decrease) in Investments-49.54M-59.78M-276.25M-48.26M-86.79M104.02M63.59M103.05M0.1M
Other Cash Inflow (Outflow) from Investment Activities-107.17M-18.33M60.21M-222.29M216.8M383.89M145.57M34.28M175.9M
Independent Bank Net Cash from (used by) Invesment Activities
-160.51M-82.11M-221.06M-273.89M127.45M483.49M201.17M129.21M375.72M
Issuance (Purchase) of Equity Shares-13.38M0.09M17.06M1.41M1.33M0.46M-72.05M-5.83M
Issuance (Repayment) of Debt Securities-0.51M-9.37M-9.88M-15.76M-37.64M-60.15M-411.55M185.74M137.92M
Increase (Decrease) in Bank & Other Borrowings------9.57M-5.32M10.29M-
Payment of Dividends & Other Cash Distributions-5.89M-4.12M-----3.38M-7.76M-18.87M
Other Cash from (used by) Financing Activities
Independent Bank Net Cash from (used by) Financing Activities
148.24M23.98M108.29M83.17M-207.12M-384.19M79.02M-178.5M-387.22M
Effect of Exchange Rate Changes on Cash---------
Independent Bank Net Change in Cash & Cash Equivalents
11.76M-45.06M-60.7M-161.32M-44.26M96.63M231.03M-21.58M6.14M
Cash & Equivalents at Beginning of Year74.01M119.08M179.78M341.1M385.37M288.73M57.7M79.28M73.14M
Cash & Equivalents at Year End85.78M74.01M119.08M179.78M341.1M385.37M288.73M57.7M79.28M
All figures in USD. M: Millions of USD, B: Billions of USD.
View Previous Years
View Next Years
Get Cash flow for another ticker

The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Independent Bank stock price history and Independent Bank stock comparison chart inevitably reflect its cash flow situation.
  • Net Change in Cash and Cash Equivalents: Independent Bank cash grew YoY to $20.01M, meaning the company is able to meet its expenditure and grow cash which will also eventually reflect in the Independent Bank stock price movement.
  • Cash Flow from operating activities: This is the cash that the company receives from ongoing operations. Independent Bank gained $10.96M cash from operations. It is important to check this to see where the company is getting its money from.
  • Cash from investing stood at a negative value of $-160.51M for IBCP stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $148.24M for Independent Bank. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.
.