Independent Bank Income Statement - Quarterly (NASDAQ:IBCP)

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$20.95 $0.35 (1.7%) IBCP stock closing price Jan 18, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Independent Bank stock price. In the income statement, an investor can look at important parameters like revenue, gross profits, net profits, and EPS basic to gain deeper insights. Like any other income statement, the IBCP income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a QoQ revenue growth of $2.6M when compared to the same period in the past. 2016-Q3 revenue is $33.45M and has increased from $30.85M quarter on quarter as is evident when you compare the latest figures in the latest Independent Bank profit and loss statement with those of the prior corresponding period. (See also:Independent Bank assets and Independent Bank free cash flow) View details of revenue and profits for Independent Bank for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Independent Bank Net Sales or Revenues
33.45M30.85M29.16M30.93M30.41M31.12M28.51M29.05M30.61M30.43M
Cost Of Goods Sold (COGS)1.25M1.15M1.11M1.06M0.98M0.96M1M1.18M1.23M1.26M
Independent Bank Gross Profit
32.19M29.69M28.04M29.89M29.42M30.15M27.5M27.88M29.37M29.17M
Research & Development Expense----------
Selling General & Admin Expense22.35M20.16M21.51M21.17M21.63M21.44M21.49M21.83M21.45M20.71M
Income Before Depreciation Depletion Amortization9.84M9.53M6.53M8.73M7.78M8.7M6.01M6.06M7.92M8.45M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense0.49M0.48M0.47M0.47M0.46M0.46M0.45M0.63M0.64M0.55M
Independent Bank Pretax Income
9.35M9.04M6.05M8.26M7.32M8.24M5.56M5.45M7.27M7.89M
Provision for Income Taxes2.97M2.61M1.95M2.69M2.27M2.62M1.78M1.55M2.34M1.84M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations6.37M6.44M4.1M5.57M5.05M5.62M3.78M3.9M4.93M6.05M
Extraordinary Items & Discontinued Operations----------
Independent Bank Net Income (Profit/Loss)
6.37M6.44M4.1M5.57M5.05M5.62M3.78M3.9M4.93M6.05M
Average Shares used to compute Diluted EPS21.55M21.64M22.06M22.63M23.13M23.44M23.54M23.49M23.48M23.47M
Average Shares used to compute Basic EPS21.23M21.28M21.75M22.31M22.67M22.9M23M22.95M22.94M22.93M
Income Before Nonrecurring Items6.37M6.44M4.1M5.57M5.05M5.62M3.78M3.9M4.93M6.05M
Income from Nonrecurring Items----------
Independent Bank Earnings Per Share Basic Net
0.300.300.190.250.220.250.160.170.210.26
Independent Bank Earnings Per Share Diluted Net
0.300.300.190.250.220.240.160.170.210.26
EPS Diluted Before Nonrecurring Items0.300.300.190.250.220.240.160.170.210.26
Preferred Dividends Acc Pd----------
Dividends Common1.70---------
Dividend Per Share Common0.080.080.080.080.060.060.060.060.060.06
All figures in USD. M: Millions of USD, B: Billions of USD.
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Independent Bank stock analysis involves checking at least a few of the important things like:
  • Topline: A growing topline, as seen from the Independent Bank revenue chart, as is the case with Independent Bank indicates a growing business. One needs to compare the QoQ or YoY topline growth of IBCP stock with its peers like PEBO stock and QCRH stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. IBCP stock had a healthy bottom line growth.
The income statement is also called statement of revenue and expense. The financials along with Independent Bank historical stock prices provides a lot of details about the firm. .

Independent Bank Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
20.1440
PS ratio (
price sales ratio
)
3.5756
Operating margin
29.4
Net profit margin
19
Dividend yield
1.53%