Live Oak Bancshares Annual Income Statement (NASDAQ:LOB)

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$14.5 $0.4 (2.84%) LOB stock closing price Oct 21, 2016 (Closing)

Looking at financial statements, along with the Live Oak Bancshares stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. Like any other income statement, the LOB income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a YoY revenue growth of $38.22M when compared to the same period in the past. 2015 revenue is $118.77M and has increased from $80.55M year on year as is evident when you compare the latest figures in the latest Live Oak Bancshares profit and loss statement with those of the prior corresponding period. (See also:Live Oak Bancshares assets and Live Oak Bancshares free cash flow) Live Oak Bancshares revenue for 2015 is $118.77M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012
Live Oak Bancshares Net Sales or Revenues
Cost Of Goods Sold (COGS)7.37M4.73M3.94M2.97M
Live Oak Bancshares Gross Profit
Research & Development Expense----
Selling General & Admin Expense75.52M57.26M39.3M35.72M
Income Before Depreciation Depletion Amortization35.87M18.55M28.51M15.45M
Depreciation Depletion Amortization----
Non Operating Income----
Interest Expense1.48M1.12M0.57M0.65M
Live Oak Bancshares Pretax Income
Provision for Income Taxes13.79M7.38M--
Minority Interest-0.02M--0.12M-1.29M
Investment Gains Losses----
Other Income----
Income Before Extraordinaries & Disc Operations20.6M10.04M27.94M14.79M
Extraordinary Items & Discontinued Operations----
Live Oak Bancshares Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS----
Average Shares used to compute Basic EPS----
Income Before Nonrecurring Items----
Income from Nonrecurring Items----
Live Oak Bancshares Earnings Per Share Basic Net
Live Oak Bancshares Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.65---
Preferred Dividends Acc Pd----
Dividends Common----
Dividend Per Share Common0.02---
All figures in USD. M: Millions of USD, B: Billions of USD.

Before investing one should read a report on Live Oak Bancshares stock analysis. It helps to look at the following income statement items:
  • Revenue: This is the inflow that is generated from the sale of goods or services and is $118.77M for this year of 2015. Our Live Oak Bancshares revenue chart gives a clear visual representation of how the topline growth has been. Investors often invest in only those companies where the revenue is growing at a steady rate.
  • Bottom line: Most businesses like Live Oak Bancshares try to improve their bottom line by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Live Oak Bancshares historical stock prices to check how the price has moved with time. .

Live Oak Bancshares Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield