Merchants Bancshares Annual Income Statement (NASDAQ:MBVT)

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$32.85 $0.05 (0.15%) MBVT stock closing price Oct 21, 2016 (Closing)

Financial analysis of Merchants Bancshares involves more than just checking the Merchants Bancshares stock price, by looking at the financial statements of the company in detail. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. The income statement for MBVT which implies a YoY revenue growth of $1.53M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. The operating expenses (also check: Merchants Bancshares assets and Merchants Bancshares free cash flow) as shown in the Merchants Bancshares profit and loss statement 2015 total to $45.07M. This line item has decreased from $45.73M compared with last year. Merchants Bancshares revenue for 2015 is $64.07M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Merchants Bancshares Net Sales or Revenues
Cost Of Goods Sold (COGS)2.74M3.37M3.35M3.55M4.47M5.61M9.6M16.24M17.96M14.66M
Merchants Bancshares Gross Profit
Research & Development Expense----------
Selling General & Admin Expense42.32M42.36M41.41M42.28M42.01M40.67M44.19M36.62M33.43M31.91M
Income Before Depreciation Depletion Amortization19M16.81M20.82M22.5M21.91M25.6M22.85M24.36M22.54M22.79M
Depreciation Depletion Amortization0.01M---------
Non Operating Income1.87M---------
Interest Expense1.3M1.15M1.72M3.33M4.17M5.49M6.61M8.68M8.42M8.62M
Merchants Bancshares Pretax Income
Provision for Income Taxes3.18M3.53M3.97M3.97M3.12M4.64M3.75M3.76M3.26M3.3M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations12.61M12.12M15.13M15.19M14.62M15.46M12.47M11.91M10.85M10.87M
Extraordinary Items & Discontinued Operations----------
Merchants Bancshares Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS6.38M6.34M6.32M6.27M6.22M6.17M6.11M6.08M6.16M6.3M
Average Shares used to compute Basic EPS6.37M6.33M6.3M6.26M6.21M6.17M6.11M6.07M6.15M6.28M
Income Before Nonrecurring Items14.22M12.13M15.13M15.19M14.62M15.46M12.48M11.92M10.86M11.17M
Income from Nonrecurring Items-1.6M---------0.3M
Merchants Bancshares Earnings Per Share Basic Net
Merchants Bancshares Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items2.231.912.402.422.352.512.041.961.761.77
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common1.401.
All figures in USD. M: Millions of USD, B: Billions of USD.

It is very helpful to read a report on Merchants Bancshares stock analysis. An investor must check the following items in an income statement:
  • Topline: A growing topline, as seen from the Merchants Bancshares revenue chart, as is the case with Merchants Bancshares indicates a growing business. One needs to compare the QoQ or YoY topline growth of MBVT stock with its peers like FXCB stock and IBCA stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $12.61M for Merchants Bancshares for 2015. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.
The income statement is also called statement of revenue and expense. The financials along with Merchants Bancshares historical stock prices provides a lot of details about the firm. .

Merchants Bancshares Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield