Mercantile Bank Cash Flow - Annual (NASDAQ:MBWM)

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$27.86 $0.27 (0.98%) MBWM stock closing price Oct 20, 2016 (Closing)

The Mercantile Bank cash flow statement helps investors understand how well the company is managing its cash flows. While its important to look at the Mercantile Bank debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Mercantile Bank revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Mercantile Bank stock analysis shows positive net income cash flow of $27.02M for 2015. This statement is important because profits alone cannot pay employees, or bills. Cash is required.   The cash from operating activities for Mercantile Bank is $36M for 2015, which saw an increase of 149.83% from previous year. View details of Mercantile Bank cash flows for latest & last ten financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Mercantile Bank Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow11.65M7.61M2.2M2.23M2.2M2.44M2.57M2.76M3.08M2.88M
Net Increase (Decrease) in Assets Liabilities-6.03M-10.82M10.81M-0.53M3.17M6.31M-29.38M-4.5M1.52M2.19M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net3.36M0.29M-1.54M2.78M-20.35M34.16M70.11M20.33M7.14M4.82M
Mercantile Bank Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-1.08M-2.15M-0.32M-0.57M-0.55M-0.11M-0.04M-0.67M-3.51M-5.91M
Acquisition Disposition of Subsidiaires-91.8M--------
Increase (Decrease) in Investments90.84M61.53M-4.69M32.71M54.28M22.93M-15.47M-27.8M-73.65M-210.97M
Other Cash Inflow (Outflow) from Investment Activities-185.96M-86.42M-7.4M34.58M173.99M248.85M258.08M-83.32M-7M-1.62M
Mercantile Bank Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares-14.17M0.51M0.34M-28.18M0.1M0.04M20.9M0.11M0.14M0.33M
Issuance (Repayment) of Debt Securities14M-3M10.17M-9.99M-20.37M-140.08M-67.63M90.51M85.69M-33.83M
Increase (Decrease) in Bank & Other Borrowings-12.79M43.78M4.54M-7.8M-54.41M9.62M7.94M-1.85M15.99M13.27M
Payment of Dividends & Other Cash Distributions-9.51M-24.46M-3.88M-1.27M-1.62M-0.61M-1.11M-2.62M-4.67M-3.93M
Other Cash from (used by) Financing Activities
Mercantile Bank Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
Mercantile Bank Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year172.73M146.96M136M76.37M64.19M21.73M25.8M29.43M51.38M36.75M
Cash & Equivalents at Year End89.89M172.73M146.96M136M76.37M64.19M21.73M25.8M29.43M51.38M
All figures in USD. M: Millions of USD, B: Billions of USD.

The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Mercantile Bank stock price history and Mercantile Bank stock comparison chart inevitably reflect its cash flow situation.
  • Mercantile Bank saw a decrease in Net Change in Cash and Cash Equivalents from $25.77M in 2014 to $-82.84M in 2015. Apart from the Mercantile Bank stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • Cash Flow from operating activities: Mercantile Bank reported a positive operating cash flow of $36M for 2015 and has seen an increase from the previous year. Operating cash flow or working capital comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Cash from investing stood at a negative value of $-96.2M for MBWM stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $-22.64M for Mercantile Bank.

Key Financial Ratios For Mercantile Bank Cash Flow

FCF margin