OFG Bancorp Income Statement - Quarterly (NYSE:OFG)

Add to My Stocks
$13.45 $0.05 (0.37%) OFG stock closing price Feb 17, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the OFG Bancorp stock price. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. Like any other income statement, the OFG income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a QoQ revenue decline of $6.06M when compared to the same period in the past. 2016-Q4 revenue is $104.74M and has decreased from $110.8M quarter on quarter as is evident when you compare the latest figures in the latest OFG Bancorp profit and loss statement with those of the prior corresponding period. (See also:OFG Bancorp assets and OFG Bancorp free cash flow) View details of revenue and profits for OFG Bancorp for latest & last 40 quarters.

show more
Annual
Quarterly
View Previous Quarters
View Next Quarters
Fiscal year is Jan - Dec. 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3
OFG Bancorp Net Sales or Revenues
104.74M110.8M103.06M104.81M107.18M143.22M94.76M113.88M125.08M122.79M
Cost Of Goods Sold (COGS)7.43M7.33M7.36M7.12M6.68M6.65M6.6M7.1M8.16M7.66M
OFG Bancorp Gross Profit
97.31M103.46M95.69M97.68M100.51M136.57M88.15M106.77M116.88M115.13M
Research & Development Expense----------
Selling General & Admin Expense65.76M78.39M68.27M68.64M110.75M120.66M79.97M98.52M78.73M76.83M
Income Before Depreciation Depletion Amortization31.55M25.07M27.42M29.03M-10.22M15.9M8.17M8.25M38.17M38.29M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense5.15M6.32M7.22M9.2M10.62M10.77M10.51M10.26M10.72M10.76M
OFG Bancorp Pretax Income
26.4M18.74M20.19M19.83M-20.84M5.13M-2.34M-2M27.45M27.53M
Provision for Income Taxes10.85M3.62M5.85M5.66M-19.84M0.56M0.76M0.97M6.87M7.99M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations15.56M15.12M14.34M14.17M-0.98M4.57M-3.11M-2.99M20.59M16.07M
Extraordinary Items & Discontinued Operations----------
OFG Bancorp Net Income (Profit/Loss)
15.56M15.12M14.34M14.17M-0.98M4.57M-3.11M-2.99M20.59M16.07M
Average Shares used to compute Diluted EPS43.91M43.93M57.36M44.61M44.43M43.6M51.77M44.63M44.71M47.26M
Average Shares used to compute Basic EPS43.91M43.93M57.36M44.61M44.43M43.6M44.51M44.63M44.71M47.26M
Income Before Nonrecurring Items15.56M15.12M14.34M14.17M-0.98M4.57M-3.11M12.63M20.59M16.07M
Income from Nonrecurring Items--------15.62M--
OFG Bancorp Earnings Per Share Basic Net
0.280.270.250.24-0.100.03-0.15-0.140.380.34
OFG Bancorp Earnings Per Share Diluted Net
0.270.260.250.24-0.100.03-0.13-0.140.360.34
EPS Diluted Before Nonrecurring Items0.270.260.250.24-0.100.03-0.130.210.360.34
Preferred Dividends Acc Pd3.26M3.26M--------
Dividends Common2.632.63--------
Dividend Per Share Common0.060.060.060.060.060.100.100.100.100.08
All figures in USD. M: Millions of USD, B: Billions of USD.
View Previous Quarters
View Next Quarters
Get Income statement for another ticker

The key things to look for in an income statement while doing OFG Bancorp stock analysis are:
  • Revenue: This is the inflow that is generated from the sale of goods or services and is $104.74M for this quarter of 2016-Q4. Our OFG Bancorp revenue chart gives a clear visual representation of how the topline growth has been. Investors often invest in only those companies where the revenue is growing at a steady rate.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $104.74M - other expenses = $15.56M for OFG stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the OFG Bancorp historical stock prices to check how the price has moved with time. .

OFG Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
13.1860
PS ratio (
price sales ratio
)
1.3948
Operating margin
22.6
Net profit margin
13.6
Dividend yield
1.78%