OptimumBank Balance Sheet - Annual (NASDAQ:OPHC)

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$3.87 $0.04 (1.13%) OPHC stock closing price Feb 17, 2017 (Closing)

The financial analysis of a company like OptimumBank involves checking the three financial statements of the company in detail, of which the balance sheet is one. As in our OptimumBank stock analysis, analyzing a company also involves looking at the company's assets and liabilities as given in its balance sheet, which can be used to measure financial performance. Quarterly results are typically accompanied with the company releasing financial statements. OptimumBank had a long term debt of $25.4M at the end of 2015. OptimumBank operating cash flow was $0.62M while OptimumBank revenue stood at $4.94M. View latest and last 10 year balance sheet data to check OptimumBank financial performance..

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007
Cash10.36M12.07M13.88M23.61M22.77M14.36M36.78M3.22M0.7M
Marketable Securities---------
Receivables83.03M76.25M79.74M85.7M89.71M114.18M135.21M161.97M174.77M
Inventory---------
Raw Materials---------
Work In Progress---------
Finished Goods---------
Notes Receivable---------
Other Current Assets---------
OptimumBank Total Current Assets
93.39M88.32M93.62M109.31M112.49M128.55M171.99M165.19M175.47M
Property Plant & Equipment4.53M4.71M4.61M4.5M4.27M4.27M4.27M4.24M-
Accumulated Depreciation1.83M1.88M1.73M1.6M1.58M1.47M1.33M1.15M-
OptimumBank Net Property Plant & Equipment
2.7M2.83M2.87M2.9M2.69M2.79M2.94M3.09M3.24M
Investment & Advances26.71M27.97M24.18M20.12M31.16M54.23M84.69M85.97M61.68M
Other Non-Current Assets4.02M4.88M7.55M10.93M7.64M3.21M5.48M0.09M-
Deferred Charges------0.77M0.57M-
Intangibles---------
Deposits & Other Assets0.63M0.5M0.53M0.45M0.47M1.51M4.06M0.8M1.14M
OptimumBank Total Assets
127.47M124.53M128.78M143.74M154.47M190.3M269.95M255.74M241.54M
Notes Payable--------7.4M
Accounts Payable97.57M91.6M98.69M101.61M107.89M148.23M151.68M114.92M125.03M
Current Portion Long-Term Debt---------
Current Portion Capital Leases---------
Accrued Expenses---------
Income Taxes Payable---------
Other Current Liabilities---------
OptimumBank Total Current Liabilities
97.57M91.6M98.69M101.61M107.89M148.23M151.68M114.92M132.44M
Mortgages---------
Deferred Taxes/Income--------0.03M
Convertible Debt---------
Long-Term Debt25.4M28.13M28.21M33.31M37.42M37.66M105.6M116.59M85.75M
Non-Current Capital Leases---------
Other Long-Term Liabilities1.53M1.81M2.09M1.9M2.36M1.57M1.38M1.46M1.07M
OptimumBank Total Liabilities
124.51M121.55M128.99M136.83M147.68M187.47M258.66M232.97M219.3M
Minority Interest---------
Preferred Stock---------
Common Stock Net0.09M0.09M0.08M0.31M0.22M0.01M0.03M0.03M0.03M
Capital Surplus33.33M32.96M31.46M31.05M27.49M19.07M19.04M18.49M17.3M
Retained Earnings-30.32M-30.15M-31.76M-24.68M-19.99M-16.24M-7.79M4.24M4.91M
Treasury Stock---------
Other Liabilities-0.13M0.08M-0.22M-0.93M----
OptimumBank Shareholders Equity
2.96M2.97M-0.21M6.91M6.78M2.83M11.28M22.76M22.24M
OptimumBank Total Liabilities & Shareholders Equity
127.47M124.53M128.78M143.74M154.47M190.3M269.95M255.74M241.54M
All figures in USD. M: Millions of USD, B: Billions of USD.
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Most investors just check the OptimumBank stock price, and OptimumBank historical stock prices before investing. While share price is an important factor, one should also look at financials and valuation metrics like the OptimumBank PE ratio chart. Below is a brief explanation of common balance sheet terms:
  • Assets: An asset is a resource that a corporation like OptimumBank owns and has monetary significance. OPHC assets grew from $124.53M in 2014 to $127.47M in 2015 . Assets can be of two types: fixed assets like real estate, plant and machinery; and current assets which includes cash, accounts receivable etc. Tech stocks typically don't have too many assets.
  • Liabilities or obligations comprise of current liabilities that include short term loans, amounts payable to suppliers, or any other outstanding payments including long term liabilities that take into account long term loans for funding large projects. The total liabilities for OptimumBank is $124.51M. Shareholders' equity comes under liabilities as it is money the company owes the holders of OPHC stock.
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OptimumBank Balance Sheet - Key Ratios

Current ratio
1.03
Debt to Equity ratio
7.96
Asset Turnover
ratio
0.04
receivables turnover
ratio
0.06
PB ratio (
price to book ratio
)
1.3160