OptimumBank Annual Income Statement (NASDAQ:OPHC)

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$3.87 $0.04 (1.13%) OPHC stock closing price Feb 17, 2017 (Closing)

Financial statements provide us with a way to gain insights and undertake the fundamental analysis of a company. Checking OptimumBank stock price alone is not sufficient. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement is generated for a specific period of time. The revenue decrease of $4.94M for 2015 impacts the OPHC stock. Investors typically check year over year or quarter over quarter revenue growth. One also needs to look at OptimumBank assets, operating expenses and OptimumBank free cash flow. The profit and loss statement shows revenue of $4.94M for 2015. Revenue has decreased by $1.02M YoY for OPHC stock. OptimumBank revenue for 2015 is $4.94M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007
OptimumBank Net Sales or Revenues
4.94M5.96M5.42M5.42M6.8M10.18M13.86M15.96M16.67M
Cost Of Goods Sold (COGS)0.64M0.66M0.84M1.1M1.88M2.78M3.62M4.52M5.83M
OptimumBank Gross Profit
4.29M5.3M4.58M4.31M4.91M7.39M10.23M11.44M10.83M
Research & Development Expense---------
Selling General & Admin Expense4.54M3.42M9.89M7.12M7.08M13.41M20.49M5.91M4.22M
Income Before Depreciation Depletion Amortization-0.24M1.87M-5.31M-2.81M-2.16M-6.02M-10.25M5.52M6.6M
Depreciation Depletion Amortization---------
Non Operating Income--0.02M-0.36M-0.4M-----
Interest Expense0.23M0.24M1.07M1.47M1.54M2.08M4.72M4.69M3.86M
OptimumBank Pretax Income
-0.48M1.6M-6.75M-4.69M-3.7M-8.1M-14.98M0.83M2.74M
Provision for Income Taxes-0.32M-0.32M-0.04M0.34M-3.5M0.31M1M
Minority Interest---------
Investment Gains Losses---------
Other Income---------
Income Before Extraordinaries & Disc Operations-0.16M1.6M-7.07M-4.69M-3.74M-8.45M-11.48M0.52M1.74M
Extraordinary Items & Discontinued Operations---------
OptimumBank Net Income (Profit/Loss)
-0.16M1.6M-7.07M-4.69M-3.74M-8.45M-11.48M0.52M1.74M
Average Shares used to compute Diluted EPS0.95M-0.81M0.78M0.11M-0.02M0.02M0.02M
Average Shares used to compute Basic EPS0.95M-0.81M0.78M0.11M-0.02M0.02M0.02M
Income Before Nonrecurring Items-0.16M--6.8M-4.7M-3.75M--8.48M0.52M1.74M
Income from Nonrecurring Items---------
OptimumBank Earnings Per Share Basic Net
-0.171.85-8.40-6.00-32.80-412.57-414.4025.9185.62
OptimumBank Earnings Per Share Diluted Net
-0.17--8.40-6.00-32.80--414.4024.3882.72
EPS Diluted Before Nonrecurring Items-0.17--8.40-6.00-32.80--414.4024.3882.72
Preferred Dividends Acc Pd---------
Dividends Common---------
Dividend Per Share Common---------
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing OptimumBank stock analysis are:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: OptimumBank revenue chart) implies that the company is growing, which has not been the case with OptimumBank. One must stay away from stocks whose revenues are declining.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $4.94M - other expenses = $-0.16M for OPHC stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the OptimumBank historical stock prices to check how the price has moved with time. .

OptimumBank Income Statement - Key Financial Ratios

PS ratio (
price sales ratio
)
0.8591
Operating margin
8.8
Net profit margin
1.6
Dividend yield
0%