OptimumBank Income Statement - Quarterly (NASDAQ:OPHC)

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$3.99 $0.12 (3.08%) OPHC stock closing price Feb 24, 2017 (Closing)

Financial analysis of OptimumBank involves more than just checking the OptimumBank stock price, by looking at the financial statements of the company in detail. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. The income statement is generated for a specific period of time. The revenue increase of $1.25M for 2016-Q3 impacts the OPHC stock. Investors typically check year over year or quarter over quarter revenue growth. The OptimumBank profit and loss statement for 2016-Q3 shows a profit of $0.02M. Profits have grown from $-0.05M QoQ. Apart from this an investor should also check OptimumBank assets and OptimumBank free cash flow. View details of revenue and profits for OptimumBank for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
OptimumBank Net Sales or Revenues
1.25M1.25M1.22M1.23M1.31M1.23M1.16M1.01M1.25M2.36M
Cost Of Goods Sold (COGS)0.18M0.18M0.18M0.17M0.16M0.16M0.15M0.16M0.15M0.17M
OptimumBank Gross Profit
1.07M1.06M1.03M1.06M1.15M1.07M1.01M0.86M1.09M2.19M
Research & Development Expense----------
Selling General & Admin Expense0.96M1.02M1.23M1.05M1.36M1M1.13M0.77M1.1M0.78M
Income Before Depreciation Depletion Amortization0.11M0.04M-0.2M0.03M-0.21M0.06M-0.12M0.09M-0.01M1.4M
Depreciation Depletion Amortization----------
Non Operating Income--------0.02M--
Interest Expense0.09M0.09M0.07M0.07M0.06M0.05M0.05M0.06M0.06M0.06M
OptimumBank Pretax Income
0.02M-0.05M-0.27M-0.04M-0.27M0.01M-0.18M--0.07M1.34M
Provision for Income Taxes-----0.32M-----
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations0.02M-0.05M-0.28M-0.03M0.05M0.01M-0.18M--0.08M1.3M
Extraordinary Items & Discontinued Operations----------
OptimumBank Net Income (Profit/Loss)
0.02M-0.05M-0.28M-0.03M0.05M0.01M-0.18M--0.08M1.3M
Average Shares used to compute Diluted EPS1.1M1.05M0.96M0.21M0.96M0.81M0.91M-0.79M0.81M
Average Shares used to compute Basic EPS1.1M1.05M0.96M0.21M0.96M0.81M0.91M-0.79M0.81M
Income Before Nonrecurring Items0.02M-0.05M-0.28M-0.03M0.05M0.01M-0.18M--0.08M1.3M
Income from Nonrecurring Items----------
OptimumBank Earnings Per Share Basic Net
0.02-0.05-0.29-0.160.10--0.20--0.101.60
OptimumBank Earnings Per Share Diluted Net
0.02-0.05-0.29-0.160.10--0.20--0.101.60
EPS Diluted Before Nonrecurring Items0.02-0.05-0.29-0.160.10--0.20--0.101.60
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common----------
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing OptimumBank stock analysis are:
  • Topline: A growing topline, as seen from the OptimumBank revenue chart, as is the case with OptimumBank indicates a growing business. One needs to compare the QoQ or YoY topline growth of OPHC stock with its peers like NJCB stock and ALBY stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $1.25M - other expenses = $0.02M for OPHC stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with OptimumBank historical stock prices provides a lot of details about the firm. .

OptimumBank Income Statement - Key Financial Ratios

PS ratio (
price sales ratio
)
0.8862
Operating margin
8.8
Net profit margin
1.6
Dividend yield
0%