Old Point Financial Annual Income Statement (NASDAQ:OPOF)

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$23.1 $0.5 (2.12%) OPOF stock closing price Dec 08, 2016 (Closing)

Financial statements provide us with a way to gain insights and undertake the fundamental analysis of a company. Checking Old Point Financial stock price alone is not sufficient. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement for OPOF which implies a YoY revenue growth of $0.5M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. One also needs to look at Old Point Financial assets, operating expenses and Old Point Financial free cash flow. The profit and loss statement shows revenue of $43.43M for 2015. Revenue has grown by $0.5M YoY for OPOF stock. Old Point Financial revenue for 2015 is $43.43M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Old Point Financial Net Sales or Revenues
43.43M42.93M42.59M47.53M48.44M53.52M54.29M59.22M61.5M56.29M
Cost Of Goods Sold (COGS)2.37M2.58M3.42M4.23M4.9M7.03M10.31M14.1M16.45M13.29M
Old Point Financial Gross Profit
41.06M40.34M39.17M43.3M43.54M46.49M43.98M45.12M45.05M42.99M
Research & Development Expense----------
Selling General & Admin Expense35.15M33.9M33.06M35.8M35.96M40.4M37.4M30.34M27.02M26.38M
Income Before Depreciation Depletion Amortization5.9M6.44M6.11M7.5M7.57M6.08M6.58M14.77M18.03M16.61M
Depreciation Depletion Amortization----------
Non Operating Income-0.95M-0.87M-1.34M-0.77M-1.41M-1.44M-0.68M-0.42M--
Interest Expense1.26M1.26M1.25M1.54M1.81M2.94M4.01M4.9M6.89M6.98M
Old Point Financial Pretax Income
3.68M4.31M3.51M5.18M4.35M1.69M1.89M9.44M11.13M9.63M
Provision for Income Taxes0.05M0.19M0.34M0.99M1.06M0.14M0.21M2.65M3.16M2.61M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.63M4.11M3.16M4.18M3.29M1.54M1.68M6.79M7.96M7.02M
Extraordinary Items & Discontinued Operations----------
Old Point Financial Net Income (Profit/Loss)
3.63M4.11M3.16M4.18M3.29M1.54M1.68M6.79M7.96M7.02M
Average Shares used to compute Diluted EPS4.96M4.96M4.96M4.96M4.95M4.93M4.94M-4.95M4.05M
Average Shares used to compute Basic EPS4.96M4.96M4.96M4.96M4.95M4.93M4.91M-4.95M3.99M
Income Before Nonrecurring Items3.63M4.12M3.16M4.19M3.29M1.55M1.68M-7.97M7.02M
Income from Nonrecurring Items----------
Old Point Financial Earnings Per Share Basic Net
0.730.830.640.840.660.310.341.381.611.76
Old Point Financial Earnings Per Share Diluted Net
0.730.830.640.840.660.310.34-1.591.73
EPS Diluted Before Nonrecurring Items0.730.830.640.840.660.310.34-1.591.73
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.340.260.220.200.200.250.470.660.610.56
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Old Point Financial stock analysis. An investor must check the following items in an income statement:
  • Revenue: This is the inflow that is generated from the sale of goods or services and is $43.43M for this year of 2015. Our Old Point Financial revenue chart gives a clear visual representation of how the topline growth has been. Investors often invest in only those companies where the revenue is growing at a steady rate.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $43.43M - other expenses = $3.63M for OPOF stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Old Point Financial historical stock prices provides a lot of details about the firm. .

Old Point Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
35.5380
PS ratio (
price sales ratio
)
2.6388
Operating margin
15.1
Net profit margin
12.4
Dividend yield
1.69%