Old Point Financial Income Statement - Quarterly (NASDAQ:OPOF)

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$23.6 $0.3 (1.29%) OPOF stock closing price Dec 07, 2016 (Closing)

Financial analysis of Old Point Financial involves more than just checking the Old Point Financial stock price, by looking at the financial statements of the company in detail. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. Like any other income statement, the OPOF income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a QoQ revenue growth of $0.04M when compared to the same period in the past. 2016-Q3 revenue is $10.76M and has increased from $10.72M quarter on quarter as is evident when you compare the latest figures in the latest Old Point Financial profit and loss statement with those of the prior corresponding period. (See also:Old Point Financial assets and Old Point Financial free cash flow) View details of revenue and profits for Old Point Financial for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Old Point Financial Net Sales or Revenues
10.76M10.72M11.03M10.91M10.83M10.91M10.78M10.89M10.72M10.69M
Cost Of Goods Sold (COGS)0.59M0.57M0.57M0.6M0.59M0.6M0.58M0.59M0.63M0.64M
Old Point Financial Gross Profit
10.16M10.15M10.45M10.33M10.23M10.3M10.2M10.31M10.09M10.04M
Research & Development Expense----------
Selling General & Admin Expense8.54M9.72M9.14M9.22M8.93M8.51M8.49M8.09M8.79M8.59M
Income Before Depreciation Depletion Amortization1.62M0.42M1.31M1.12M1.29M1.79M1.7M2.24M1.29M1.44M
Depreciation Depletion Amortization----------
Non Operating Income-0.04M-0.01M-0.09M-0.73M-0.16M--0.06M-0.44M-0.37M0.02M
Interest Expense0.03M0.01M0.14M0.33M0.31M0.31M0.31M0.33M0.31M0.31M
Old Point Financial Pretax Income
1.54M0.4M1.07M0.08M0.81M1.47M1.32M1.47M0.6M1.16M
Provision for Income Taxes0.21M-0.14M0.04M-0.24M-0.02M0.19M0.12M0.12M-0.08M0.05M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations1.33M0.55M1.02M0.31M0.84M1.28M1.21M1.35M0.69M1.1M
Extraordinary Items & Discontinued Operations----------
Old Point Financial Net Income (Profit/Loss)
1.33M0.55M1.02M0.31M0.84M1.28M1.21M1.35M0.69M1.1M
Average Shares used to compute Diluted EPS4.96M4.96M4.96M5.17M4.96M4.96M4.96M4.99M4.96M4.96M
Average Shares used to compute Basic EPS4.96M4.96M4.96M5.17M4.96M4.96M4.96M4.99M4.96M4.96M
Income Before Nonrecurring Items1.33M0.55M1.02M0.31M0.84M1.28M1.21M1.35M0.69M1.1M
Income from Nonrecurring Items----------
Old Point Financial Earnings Per Share Basic Net
0.270.110.210.060.170.260.240.270.140.22
Old Point Financial Earnings Per Share Diluted Net
0.270.110.210.060.170.260.240.270.140.22
EPS Diluted Before Nonrecurring Items0.270.110.210.060.170.260.240.270.140.22
Preferred Dividends Acc Pd----------
Dividends Common0.500.50--------
Dividend Per Share Common0.100.100.100.090.090.080.080.070.070.06
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Old Point Financial stock analysis. An investor must check the following items in an income statement:
  • Topline: A growing topline, as seen from the Old Point Financial revenue chart, as is the case with Old Point Financial indicates a growing business. One needs to compare the QoQ or YoY topline growth of OPOF stock with its peers like DNBF stock and CIZN stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. OPOF stock had a healthy bottom line growth.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Old Point Financial historical stock prices to check how the price has moved with time. .

Old Point Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
36.3080
PS ratio (
price sales ratio
)
2.6959
Operating margin
15.1
Net profit margin
12.4
Dividend yield
1.65%