Old Point Financial Income Statement - Quarterly (NASDAQ:OPOF)

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$27.75 $0.13 (0.48%) OPOF stock closing price Jan 17, 2017 (Closing)

Financial analysis of Old Point Financial involves more than just checking the Old Point Financial stock price, by looking at the financial statements of the company in detail. In the income statement, an investor can look at important parameters like revenue, gross profits, net profits, and EPS basic to gain deeper insights. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the OPOF stock is bound to reflect the impact of the QoQ growth of $0.04M. The Old Point Financial profit and loss statement for 2016-Q3 shows a profit of $1.33M. Profits have grown from $0.55M QoQ. Apart from this an investor should also check Old Point Financial assets and Old Point Financial free cash flow. View details of revenue and profits for Old Point Financial for latest & last 40 quarters.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Old Point Financial Net Sales or Revenues
10.76M10.72M11.03M10.91M10.83M10.91M10.78M10.89M10.72M10.69M
Cost Of Goods Sold (COGS)0.59M0.57M0.57M0.6M0.59M0.6M0.58M0.59M0.63M0.64M
Old Point Financial Gross Profit
10.16M10.15M10.45M10.33M10.23M10.3M10.2M10.31M10.09M10.04M
Research & Development Expense----------
Selling General & Admin Expense8.54M9.72M9.14M9.22M8.93M8.51M8.49M8.09M8.79M8.59M
Income Before Depreciation Depletion Amortization1.62M0.42M1.31M1.12M1.29M1.79M1.7M2.24M1.29M1.44M
Depreciation Depletion Amortization----------
Non Operating Income-0.04M-0.01M-0.09M-0.73M-0.16M--0.06M-0.44M-0.37M0.02M
Interest Expense0.03M0.01M0.14M0.33M0.31M0.31M0.31M0.33M0.31M0.31M
Old Point Financial Pretax Income
1.54M0.4M1.07M0.08M0.81M1.47M1.32M1.47M0.6M1.16M
Provision for Income Taxes0.21M-0.14M0.04M-0.24M-0.02M0.19M0.12M0.12M-0.08M0.05M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations1.33M0.55M1.02M0.31M0.84M1.28M1.21M1.35M0.69M1.1M
Extraordinary Items & Discontinued Operations----------
Old Point Financial Net Income (Profit/Loss)
1.33M0.55M1.02M0.31M0.84M1.28M1.21M1.35M0.69M1.1M
Average Shares used to compute Diluted EPS4.96M4.96M4.96M5.17M4.96M4.96M4.96M4.99M4.96M4.96M
Average Shares used to compute Basic EPS4.96M4.96M4.96M5.17M4.96M4.96M4.96M4.99M4.96M4.96M
Income Before Nonrecurring Items1.33M0.55M1.02M0.31M0.84M1.28M1.21M1.35M0.69M1.1M
Income from Nonrecurring Items----------
Old Point Financial Earnings Per Share Basic Net
0.270.110.210.060.170.260.240.270.140.22
Old Point Financial Earnings Per Share Diluted Net
0.270.110.210.060.170.260.240.270.140.22
EPS Diluted Before Nonrecurring Items0.270.110.210.060.170.260.240.270.140.22
Preferred Dividends Acc Pd----------
Dividends Common0.50---------
Dividend Per Share Common0.100.100.100.090.090.080.080.070.070.06
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Old Point Financial stock analysis. An investor must check the following items in an income statement:
  • Topline: A growing topline, as seen from the Old Point Financial revenue chart, as is the case with Old Point Financial indicates a growing business. One needs to compare the QoQ or YoY topline growth of OPOF stock with its peers like ISTR stock and FVCB stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $1.33M for Old Point Financial for 2016-Q3. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Old Point Financial historical stock prices to check how the price has moved with time. .

Old Point Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
42.6920
PS ratio (
price sales ratio
)
3.1700
Operating margin
15.1
Net profit margin
12.4
Dividend yield
1.41%