Old Second Bancorp Annual Income Statement (NASDAQ:OSBC)

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$8 $0.15 (1.84%) OSBC stock closing price Oct 26, 2016 (Closing)

Financial statements provide us with a way to gain insights and undertake the fundamental analysis of a company. Checking Old Second Bancorp stock price alone is not sufficient. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement for OSBC which implies a YoY revenue growth of $0.2M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. Along with Old Second Bancorp assets and Old Second Bancorp free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have increased from $10.13M YoY and 2015 revenue is $97.45M. Old Second Bancorp revenue for 2015 is $97.45M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Old Second Bancorp Net Sales or Revenues
Cost Of Goods Sold (COGS)3.93M5.23M7.63M9.87M16.05M22.86M39.34M56.55M73.01M59.53M
Old Second Bancorp Gross Profit
Research & Development Expense----------
Selling General & Admin Expense64.02M69.2M72.49M100.93M105.6M189.17M182.59M109.54M67.66M66.02M
Income Before Depreciation Depletion Amortization29.5M22.81M20.09M7.19M-0.23M-60.44M-46.24M27.09M46.91M45.17M
Depreciation Depletion Amortization-1.17M2.09M1.4M0.84M1.12M58.74M1.09M-0.35M
Non Operating Income----------
Interest Expense5.14M5.74M6.15M5.86M5.41M5.2M6.16M11.85M14.12M11.29M
Old Second Bancorp Pretax Income
Provision for Income Taxes8.97M5.76M-70.24M--41.86M-45.57M2.32M8.82M9.87M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations15.38M10.13M82.08M-0.07M-6.49M-108.64M-65.58M12.09M23.97M23.65M
Extraordinary Items & Discontinued Operations----------
Old Second Bancorp Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS29.73M25.77M14.11M14.21M14.22M14.1M13.91M13.56M--
Average Shares used to compute Basic EPS29.48M25.77M14.11M14.07M14.02M13.92M13.82M13.56M--
Income Before Nonrecurring Items15.39M10.14M7.41M-5.06M-6.5M-108.65M-59.55M18.71M--
Income from Nonrecurring Items--74.68M-------
Old Second Bancorp Earnings Per Share Basic Net
Old Second Bancorp Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.460.460.15-0.36-0.79-8.03-4.601.371.891.69
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common-----
All figures in USD. M: Millions of USD, B: Billions of USD.

It is very helpful to read a report on Old Second Bancorp stock analysis. An investor must check the following items in an income statement:
  • Topline: A growing topline, as seen from the Old Second Bancorp revenue chart, as is the case with Old Second Bancorp indicates a growing business. One needs to compare the QoQ or YoY topline growth of OSBC stock with its peers like MCBC stock and ATLO stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. OSBC stock had a healthy bottom line growth.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Old Second Bancorp historical stock prices to check how the price has moved with time. .

Old Second Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield