Old Second Bancorp Annual Income Statement (NASDAQ:OSBC)

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$10.1 $0.1 (0.98%) OSBC stock closing price Jan 23, 2017 (Closing)

Fundamental analysis of OSBC stock involves analyzing its financial statements, apart from checking the Old Second Bancorp stock price An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the OSBC stock is bound to reflect the impact of the YoY growth of $0.2M. Along with Old Second Bancorp assets and Old Second Bancorp free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have increased from $10.13M YoY and 2015 revenue is $97.45M. Old Second Bancorp revenue for 2015 is $97.45M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Old Second Bancorp Net Sales or Revenues
97.45M97.25M100.22M117.99M121.43M151.59M175.69M193.2M187.59M170.73M
Cost Of Goods Sold (COGS)3.93M5.23M7.63M9.87M16.05M22.86M39.34M56.55M73.01M59.53M
Old Second Bancorp Gross Profit
93.52M92.02M92.59M108.12M105.37M128.72M136.35M136.64M114.58M111.2M
Research & Development Expense----------
Selling General & Admin Expense64.02M69.2M72.49M100.93M105.6M189.17M182.59M109.54M67.66M66.02M
Income Before Depreciation Depletion Amortization29.5M22.81M20.09M7.19M-0.23M-60.44M-46.24M27.09M46.91M45.17M
Depreciation Depletion Amortization-1.17M2.09M1.4M0.84M1.12M58.74M1.09M-0.35M
Non Operating Income----------
Interest Expense5.14M5.74M6.15M5.86M5.41M5.2M6.16M11.85M14.12M11.29M
Old Second Bancorp Pretax Income
24.36M15.89M11.84M-0.07M-6.49M-66.78M-111.16M14.41M32.79M33.52M
Provision for Income Taxes8.97M5.76M-70.24M--41.86M-45.57M2.32M8.82M9.87M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations15.38M10.13M82.08M-0.07M-6.49M-108.64M-65.58M12.09M23.97M23.65M
Extraordinary Items & Discontinued Operations----------
Old Second Bancorp Net Income (Profit/Loss)
15.38M10.13M82.08M-0.07M-6.49M-108.64M-65.58M12.09M23.97M23.65M
Average Shares used to compute Diluted EPS29.73M25.77M14.11M14.21M14.22M14.1M13.91M13.56M--
Average Shares used to compute Basic EPS29.48M25.77M14.11M14.07M14.02M13.92M13.82M13.56M--
Income Before Nonrecurring Items15.39M10.14M7.41M-5.06M-6.5M-108.65M-59.55M18.71M--
Income from Nonrecurring Items--74.68M-------
Old Second Bancorp Earnings Per Share Basic Net
0.460.465.45-0.36-0.79-8.03-4.601.381.891.69
Old Second Bancorp Earnings Per Share Diluted Net
0.460.465.45-0.36-0.79-8.03-4.601.371.891.69
EPS Diluted Before Nonrecurring Items0.460.460.15-0.36-0.79-8.03-4.601.371.891.69
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common-----0.020.100.630.590.55
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing Old Second Bancorp stock analysis are:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that OSBC stock has a topline or revenue of $97.45M for 2015 as per this Old Second Bancorp revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $97.45M - other expenses = $15.38M for OSBC stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the Old Second Bancorp historical stock prices to check how the price has moved with time. .

Old Second Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
20.6120
PS ratio (
price sales ratio
)
3.0527
Operating margin
27.5
Net profit margin
14.3
Dividend yield
0.2%