Bank of the Ozarks Income Statement - Quarterly (NASDAQ:OZRK)

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$37.64 $0.1 (0.27%) OZRK stock closing price Oct 21, 2016 (Closing)

Fundamental analysis of OZRK stock involves analyzing its financial statements, apart from checking the Bank of the Ozarks stock price In the income statement, an investor can look at important parameters like revenue, gross profits, net profits, and EPS basic to gain deeper insights. The income statement for OZRK which implies a QoQ revenue decline of $124.43M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. The operating expenses (also check: Bank of the Ozarks assets and Bank of the Ozarks free cash flow) as shown in the Bank of the Ozarks profit and loss statement 2016-Q3 total to $85.87M. This line item has increased from $65.97M compared with last quarter. View details of revenue and profits for Bank of the Ozarks for latest & last 40 quarters.

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Fiscal year is Jan - Dec. 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2
Bank of the Ozarks Net Sales or Revenues
Cost Of Goods Sold (COGS)-10.21M7.85M5.64M4.63M3.91M3.53M2.88M2.28M1.82M
Bank of the Ozarks Gross Profit
Research & Development Expense----------
Selling General & Admin Expense83.27M55.76M49.7M56.87M49M48.03M56.49M54.51M46.21M43.46M
Income Before Depreciation Depletion Amortization-54.04M87.68M84.05M82.75M71.97M71.42M60.48M55.07M50.83M41.86M
Depreciation Depletion Amortization2.6M---------
Non Operating Income----------
Interest Expense-1.67M1.37M2.54M2.46M2.43M2.42M3M3.17M3.13M
Bank of the Ozarks Pretax Income
Provision for Income Taxes42.47M31.51M30.98M28.75M23.38M24.19M18.13M17.3M15.57M12.25M
Minority Interest0.01M0.02M0.01M0.02M-0.02M0.02M0.02M-0.01M-0.01M
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations76.04M54.47M51.69M51.46M46.13M44.78M39.89M34.75M32.09M26.49M
Extraordinary Items & Discontinued Operations----------
Bank of the Ozarks Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS115.01M91.29M91.25M89.52M88.45M87.52M84.41M80.46M79.71M77.47M
Average Shares used to compute Basic EPS115M91.29M91.25M89.52M88.45M86.81M84.41M78.98M80.45M77.47M
Income Before Nonrecurring Items76.03M54.99M51.69M51.46M46.13M45.65M39.89M34.75M32.09M26.49M
Income from Nonrecurring Items--0.52M----0.88M----
Bank of the Ozarks Earnings Per Share Basic Net
Bank of the Ozarks Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.660.600.570.570.520.520.470.430.400.34
Preferred Dividends Acc Pd----------
Dividends Common19.3814.07--------
Dividend Per Share Common0.
All figures in USD. M: Millions of USD, B: Billions of USD.

The key things to look for in an income statement while doing Bank of the Ozarks stock analysis are:
  • Topline: A growing topline, as seen from the Bank of the Ozarks revenue chart, as is not the case with Bank of the Ozarks indicates a sagging business. One needs to compare the QoQ or YoY topline growth of OZRK stock with its peers like RF stock and SNV stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $29.23M - other expenses = $76.03M for OZRK stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Bank of the Ozarks historical stock prices provides a lot of details about the firm. .

Bank of the Ozarks Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield