Premier Financial Bancorp Annual Income Statement (NASDAQ:PFBI)

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$18.71 $0.57 (2.96%) PFBI stock closing price Feb 24, 2017 (Closing)

Financial analysis of Premier Financial Bancorp involves more than just checking the Premier Financial Bancorp stock price, by looking at the financial statements of the company in detail. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has decreased from $59.68M to $59.51M and how operating and non operating activities have impacted the PFBI stock. Along with Premier Financial Bancorp assets and Premier Financial Bancorp free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have decreased from $13.15M YoY and 2015 revenue is $59.51M. Premier Financial Bancorp revenue for 2015 is $59.51M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007
Premier Financial Bancorp Net Sales or Revenues
59.51M59.68M56.2M59.96M59.44M60.28M50.36M43.13M39.37M
Cost Of Goods Sold (COGS)3.48M3.73M4.08M5.55M7.12M8.6M9.12M10.67M11.01M
Premier Financial Bancorp Gross Profit
56.02M55.94M52.11M54.41M52.31M51.67M41.24M32.45M28.35M
Research & Development Expense---------
Selling General & Admin Expense33.16M34.04M28.34M34.34M38.95M36.74M27.81M20.04M16.4M
Income Before Depreciation Depletion Amortization22.86M21.89M23.77M20.06M13.36M14.93M13.42M12.41M11.94M
Depreciation Depletion Amortization0.85M0.81M0.6M0.67M0.79M0.61M0.34M--
Non Operating Income-2.1M-0.15M-1.85M-2.51M-0.4M-0.15M--0.07M
Interest Expense0.54M0.59M0.68M0.88M1.2M1.17M1.02M1.13M1.43M
Premier Financial Bancorp Pretax Income
19.34M20.32M20.63M15.99M10.96M12.98M12.05M11.28M10.58M
Provision for Income Taxes6.9M7.17M7.4M5.67M3.8M3.81M2.93M3.74M3.47M
Minority Interest---------
Investment Gains Losses---------
Other Income---------
Income Before Extraordinaries & Disc Operations12.44M13.15M13.22M10.32M7.16M9.17M9.11M7.53M7.11M
Extraordinary Items & Discontinued Operations---------
Premier Financial Bancorp Net Income (Profit/Loss)
12.44M13.15M13.22M10.32M7.16M9.17M9.11M7.53M7.11M
Average Shares used to compute Diluted EPS9.01M9.46M9.28M8.87M8.72M8.89M7.49M6.63M5.76M
Average Shares used to compute Basic EPS9.01M8.91M8.81M8.87M8.72M8.72M7.49M6.63M5.76M
Income Before Nonrecurring Items12.45M13.15M13.23M8.37M5.95M9.17M5.57M7.54M7.12M
Income from Nonrecurring Items---1.96M--3.55M--
Premier Financial Bancorp Earnings Per Share Basic Net
1.381.411.431.160.680.911.201.141.24
Premier Financial Bancorp Earnings Per Share Diluted Net
1.351.331.351.130.670.891.201.141.24
EPS Diluted Before Nonrecurring Items1.351.331.350.910.670.890.731.141.24
Preferred Dividends Acc Pd---------
Dividends Common---------
Dividend Per Share Common0.510.550.400.20-0.200.400.390.36
All figures in USD. M: Millions of USD, B: Billions of USD.
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Before investing one should read a report on Premier Financial Bancorp stock analysis. It helps to look at the following income statement items:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that PFBI stock has a topline or revenue of $59.51M for 2015 as per this Premier Financial Bancorp revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $59.51M - other expenses = $12.44M for PFBI stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Premier Financial Bancorp historical stock prices provides a lot of details about the firm. .

Premier Financial Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
16.1290
PS ratio (
price sales ratio
)
3.0698
Operating margin
34.3
Net profit margin
18.7
Dividend yield
2.99%