Penns Woods Bancorp Cash Flow - Annual (NASDAQ:PWOD)

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$46.03 $0.98 (2.08%) PWOD stock closing price Jan 20, 2017 (Closing)

The Penns Woods Bancorp cash flow statement is one of the three reports that the company generates every quarter. While its important to look at the Penns Woods Bancorp debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Penns Woods Bancorp revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Penns Woods Bancorp had cash and cash equivalents of $19.9M at beginning of year and $22.79M at year end for 2015. Penns Woods Bancorp cash flow analysis tells whether or not the company has enough cash for its day to day activities, and for investing for future growth. PWOD decrease in investments stood at a negative value of $-77.52M for the latest 2015. View details of Penns Woods Bancorp cash flows for latest & last ten financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Penns Woods Bancorp Net Income Cash Flow
13.89M14.6M14.08M13.85M12.36M10.92M6.09M8M8.87M9.64M
Depreciation Depletion Amortization Cash-Flow4.55M4.09M1.33M-0.22M-1M-1.28M-0.86M-0.69M0.68M0.74M
Net Increase (Decrease) in Assets Liabilities-0.2M1.07M2.14M0.01M3.33M-1.92M-2.75M0.59M-0.41M-0.62M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net-2.5M-1.04M-0.24M0.33M1.79M2.14M3.84M-0.89M-1.51M-2.02M
Penns Woods Bancorp Net Cash from (used by) Operating Activities
15.73M18.73M17.32M13.96M16.49M9.86M6.31M7M7.62M7.73M
Increase (Decrease) in Prop Plant And Equipment-2.28M-2.79M-4.91M-1.4M-0.74M-0.4M-0.84M-1.75M-0.71M-
Acquisition Disposition of Subsidiaires--17.48M-------
Increase (Decrease) in Investments55.75M67.59M5.29M-6.28M-38.02M-10.56M3.86M-3.88M-36.42M-18.85M
Other Cash Inflow (Outflow) from Investment Activities-130.99M-101.04M-55.93M-76.83M-22.29M-10.33M-25.47M-23.22M-0.55M0.32M
Penns Woods Bancorp Net Cash from (used by) Invesment Activities
-77.52M-36.24M-38.07M-84.51M-61.06M-21.29M-22.45M-28.86M-37.69M-18.52M
Issuance (Purchase) of Equity Shares-2.48M-0.62M0.08M0.05M0.06M0.03M0.07M-1.27M-0.86M-2.88M
Issuance (Repayment) of Debt Securities19.84M-0.02M-5.07M15M-10.5M-15M--19.6M23.5M-1.6M
Increase (Decrease) in Bank & Other Borrowings5.82M14.1M-9.25M3.6M2.29M8.94M-55.59M18.63M20.61M-19.3M
Payment of Dividends & Other Cash Distributions-8.96M-9.05M-9.56M-7.21M-7.05M-7.05M-7.05M-7.09M-6.95M-6.8M
Other Cash from (used by) Financing Activities
Penns Woods Bancorp Net Cash from (used by) Financing Activities
64.67M12.81M30.21M71.8M48.96M7.14M13.34M23.01M30.13M12.07M
Effect of Exchange Rate Changes on Cash----------
Penns Woods Bancorp Net Change in Cash & Cash Equivalents
2.88M-4.69M9.46M1.25M4.39M-4.29M-2.79M1.14M0.06M1.28M
Cash & Equivalents at Beginning of Year19.9M24.6M15.14M13.88M9.49M13.78M16.58M15.43M15.37M14.09M
Cash & Equivalents at Year End22.79M19.9M24.6M15.14M13.88M9.49M13.78M16.58M15.43M15.37M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While Penns Woods Bancorp stock price history provides the price history of a stock, Penns Woods Bancorp stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:
  • Penns Woods Bancorp saw an increase in Net Change in Cash and Cash Equivalents from $-4.69M in 2014 to $2.88M in 2015. Apart from the Penns Woods Bancorp stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • The cash generated from the core business or operations was positive at $15.73M for Penns Woods Bancorp in the latest year. For an internet company, this would include all those activities which are involved in eventually selling advertisement space on its website or any online service.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-77.52M for PWOD stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: Financing activities include the cash that comes into a company in the form of loans or interest earned or shareholders money, as well as the cash that goes out. Penns Woods Bancorp earned $51.86M from financing activities,in the form of repayment of loans or interest paid, dividend pay-out to shareholders etc.
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Key Financial Ratios For Penns Woods Bancorp Cash Flow

FCF margin
0.67