SP Bancorp Annual Income Statement (NASDAQ:SPBC)

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$29.1 $0 (0%) SPBC stock closing price Oct 20, 2014 (Closing)

Financial analysis of SP Bancorp involves more than just checking the SP Bancorp stock price, by looking at the financial statements of the company in detail. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the SPBC stock is bound to reflect the impact of the YoY decline of $1.49M. Along with SP Bancorp assets and SP Bancorp free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have decreased from $1.51M YoY and 2013 revenue is $14.62M. SP Bancorp revenue for 2013 is $14.62M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2013 2012 2011 2010
SP Bancorp Net Sales or Revenues
14.62M16.11M14.68M13.25M
Cost Of Goods Sold (COGS)1.26M1.13M1.34M1.66M
SP Bancorp Gross Profit
13.36M14.98M13.34M11.59M
Research & Development Expense----
Selling General & Admin Expense11.35M12.55M11.75M10.3M
Income Before Depreciation Depletion Amortization2M2.42M1.58M1.28M
Depreciation Depletion Amortization----
Non Operating Income----
Interest Expense0.16M0.29M0.44M0.45M
SP Bancorp Pretax Income
1.84M2.12M1.14M0.83M
Provision for Income Taxes0.59M0.61M0.2M0.3M
Minority Interest----
Investment Gains Losses----
Other Income----
Income Before Extraordinaries & Disc Operations1.24M1.51M0.93M0.52M
Extraordinary Items & Discontinued Operations----
SP Bancorp Net Income (Profit/Loss)
1.24M1.51M0.93M0.52M
Average Shares used to compute Diluted EPS1.5M1.56M1.64M3.49M
Average Shares used to compute Basic EPS1.5M1.56M1.64M3.49M
Income Before Nonrecurring Items1.25M1.51M1.07M0.52M
Income from Nonrecurring Items----
SP Bancorp Earnings Per Share Basic Net
0.810.970.650.15
SP Bancorp Earnings Per Share Diluted Net
0.810.960.650.15
EPS Diluted Before Nonrecurring Items0.810.960.650.15
Preferred Dividends Acc Pd----
Dividends Common----
Dividend Per Share Common----
All figures in USD. M: Millions of USD, B: Billions of USD.
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SP Bancorp stock analysis involves checking at least a few of the important things like:
  • Topline: A growing topline, as seen from the SP Bancorp revenue chart, as is not the case with SP Bancorp indicates a sagging business. One needs to compare the QoQ or YoY topline growth of SPBC stock with its peers like HBKS stock and FCBS stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. SPBC stock had a poor bottom line growth.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the SP Bancorp historical stock prices to check how the price has moved with time. .