Stewardship Financial Income Statement - Quarterly (NASDAQ:SSFN)

Add to My Stocks
$7.85 $0.08 (1.08%) SSFN stock closing price Oct 25, 2016 (Closing)

SSFN stock valuation based on fundamental analysis involves checking and analyzing financial statements and not just the Stewardship Financial stock price. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the SSFN stock is bound to reflect the impact of the QoQ growth of $0.54M. Along with Stewardship Financial assets and Stewardship Financial free cash flow, profits as shown in profit and loss statement give key insights about the business. The profits have increased from $0.99M QoQ and 2016-Q2 revenue is $7.81M. View details of revenue and profits for Stewardship Financial for latest & last 40 quarters.

show more
Get Income statement for another ticker
Fiscal year is Jan - Dec. 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1
Stewardship Financial Net Sales or Revenues
Cost Of Goods Sold (COGS)0.56M0.55M0.57M0.54M0.5M0.45M0.46M0.43M0.44M0.47M
Stewardship Financial Gross Profit
Research & Development Expense----------
Selling General & Admin Expense4.54M4.55M4.64M4.72M4.5M4.94M4.76M5.23M5.1M5.09M
Income Before Depreciation Depletion Amortization2.7M2.15M2.3M1.98M2.23M1.71M2.33M1.16M1.44M0.97M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense0.56M0.61M0.64M0.44M0.33M0.34M0.33M0.35M0.36M0.36M
Stewardship Financial Pretax Income
Provision for Income Taxes0.77M0.55M0.62M0.53M0.67M0.45M0.71M0.25M0.35M0.1M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations1.36M0.99M1.06M1M1.22M0.92M1.3M0.55M0.73M0.51M
Extraordinary Items & Discontinued Operations----------
Stewardship Financial Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS6.11M6.09M6.09M6.09M6.09M6.05M6.03M6.03M6M5.96M
Average Shares used to compute Basic EPS6.11M6.09M6.09M6.09M6.09M6.05M6.03M6.03M6M5.96M
Income Before Nonrecurring Items1.36M0.99M1.06M1M1.22M0.92M1.3M0.55M0.73M0.51M
Income from Nonrecurring Items----------
Stewardship Financial Earnings Per Share Basic Net
Stewardship Financial Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.
Preferred Dividends Acc Pd----------
Dividends Common0.18---------
Dividend Per Share Common0.
All figures in USD. M: Millions of USD, B: Billions of USD.

The key things to look for in an income statement while doing Stewardship Financial stock analysis are:
  • Topline: A growing topline, as seen from the Stewardship Financial revenue chart, as is the case with Stewardship Financial indicates a growing business. One needs to compare the QoQ or YoY topline growth of SSFN stock with its peers like PNBK stock and EMCF stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $7.81M - other expenses = $1.36M for SSFN stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Stewardship Financial historical stock prices provides a lot of details about the firm. .

Stewardship Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield