State Bank Financial Annual Income Statement (NASDAQ:STBZ)

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$22.98 $0.06 (0.26%) STBZ stock closing price Oct 21, 2016 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the State Bank Financial stock price. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is generated for a specific period of time. The revenue increase of $178.7M for 2015 impacts the STBZ stock. Investors typically check year over year or quarter over quarter revenue growth. The operating expenses (also check: State Bank Financial assets and State Bank Financial free cash flow) as shown in the State Bank Financial profit and loss statement 2015 total to $132.84M. This line item has increased from $103.51M compared with last year. State Bank Financial revenue for 2015 is $178.7M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008
State Bank Financial Net Sales or Revenues
Cost Of Goods Sold (COGS)7.67M7.15M7.38M9.52M21.5M37.21M13.63M0.8M
State Bank Financial Gross Profit
Research & Development Expense--------
Selling General & Admin Expense123.37M95.67M94.27M103.32M119.11M89.27M24.82M1.79M
Income Before Depreciation Depletion Amortization47.65M50.29M21.06M36.41M67.75M73.81M29.67M-0.5M
Depreciation Depletion Amortization1.8M0.69M1.2M1.02M0.94M0.92M0.21M-
Non Operating Income1.73M-------
Interest Expense0.24M0.36M0.54M0.22M0.27M0.02M1.1M0.01M
State Bank Financial Pretax Income
Provision for Income Taxes15.44M18.32M6.56M12.42M23.52M27.31M10.33M-
Minority Interest--------
Investment Gains Losses--------
Other Income--------
Income Before Extraordinaries & Disc Operations28.42M30.91M12.74M22.74M43M45.54M18.02M-0.52M
Extraordinary Items & Discontinued Operations--------
State Bank Financial Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS36.04M33.74M33.29M32.89M31.62M32.47M--
Average Shares used to compute Basic EPS34.81M32.18M31.98M31.7M31.62M31.56M--
Income Before Nonrecurring Items38.14M30.92M12.75M28.87M43.01M45.55M--
Income from Nonrecurring Items-9.72M-------
State Bank Financial Earnings Per Share Basic Net
State Bank Financial Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items1.040.920.380.881.321.40--
Preferred Dividends Acc Pd--------
Dividends Common--------
Dividend Per Share Common0.320.150.120.06----
All figures in USD. M: Millions of USD, B: Billions of USD.

The key things to look for in an income statement while doing State Bank Financial stock analysis are:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that STBZ stock has a topline or revenue of $178.7M for 2015 as per this State Bank Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $28.42M for State Bank Financial for 2015. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the State Bank Financial historical stock prices to check how the price has moved with time. .

State Bank Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield