Sterling Bancorp Cash Flow - Annual (NYSE:STL)

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$17.5 $0.1 (0.57%) STL stock closing price Oct 26, 2016 (Closing)

The Sterling Bancorp cash flow statement is one of the important reports considered by investors doing a fundamental analysis of the company. Financials statements like the income statement and balance sheet show that the company has Sterling Bancorp profits and Sterling Bancorp debt, while the cash flow statement provides details of cash flow movments. Sterling Bancorp stock analysis shows positive net income cash flow of $66.11M for 2015. This statement is important because profits alone cannot pay employees, or bills. Cash is required.   Sterling Bancorp had an inflow of $91.75M from operating activities, $652.99M inflow due to financing activities, and $636.75M spend due to investing activities for 2015. View details of Sterling Bancorp cash flows for latest & last ten financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Sterling Bancorp Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow12.99M-4.45M2.45M2.61M5.83M2.4M1.75M2.14M2.52M
Net Increase (Decrease) in Assets Liabilities7.25M-6.08M1.51M2.3M2.59M0.35M-0.28M1.32M1.38M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net5.39M-12.49M-27.3M3.71M1.56M-5.87M0.68M6.16M-3.04M
Sterling Bancorp Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-8.04M--8.57M-0.75M-0.22M-1.31M-1.55M-1.15M-2.43M0.14M
Acquisition Disposition of Subsidiaires854.31M-277.79M-------
Increase (Decrease) in Investments-267.79M-163.18M18.46M-116.85M4.72M-35.39M9.51M6.86M46.08M
Other Cash Inflow (Outflow) from Investment Activities-1.22B--9.15M-77.44M-74M-0.09M22.55M-17M-0.01M
Sterling Bancorp Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares87.82M-1.44M0.12M0.15M--4.59M0.27M-13.12M0.1M
Issuance (Repayment) of Debt Securities275.27M-49.94M-0.06M-0.33M--1.02M11.42M32.57M-52.38M
Increase (Decrease) in Bank & Other Borrowings108.35M--103.37M-93.49M-103.7M-10.79M--
Payment of Dividends & Other Cash Distributions-30.38M--2.66M-2.65M-2.27M--2.21M-2.21M-2.32M-1.94M
Other Cash from (used by) Financing Activities
Sterling Bancorp Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
Sterling Bancorp Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year121.52M-113.09M437.98M281.51M-160.4M125.81M47.29M57.29M
Cash & Equivalents at Year End229.51M-152.66M160.24M43.68M-39.81M41.18M43.23M51.32M
All figures in USD. M: Millions of USD, B: Billions of USD.

Sterling Bancorp stock price history provides insight into historical stock price fluctuations, and Sterling Bancorp stock comparison chart enables peer comparison. Some of the key terms used in the statement of cash flows are:
  • Sterling Bancorp has cash of $229.51M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the Sterling Bancorp stock price.
  • Cash Flow from operating activities: Sterling Bancorp reported a positive operating cash flow of $91.75M for 2015 and has seen an increase from the previous year. Operating cash flow or working capital comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-636.75M for STL stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $652.99M for Sterling Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For Sterling Bancorp Cash Flow

FCF margin