Severn Bancorp Annual Income Statement (NASDAQ:SVBI)

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$6.6 $0.1 (1.54%) SVBI stock closing price Dec 08, 2016 (Closing)

Looking at financial statements, along with the Severn Bancorp stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is generated for a specific period of time. The revenue increase of $37.26M for 2015 impacts the SVBI stock. Investors typically check year over year or quarter over quarter revenue growth. One also needs to look at Severn Bancorp assets, operating expenses and Severn Bancorp free cash flow. The profit and loss statement shows revenue of $37.26M for 2015. Revenue has grown by $1.12M YoY for SVBI stock. Severn Bancorp revenue for 2015 is $37.26M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Severn Bancorp Net Sales or Revenues
37.26M36.14M39.32M43.3M47.01M52.27M55.15M65.26M76.15M74.04M
Cost Of Goods Sold (COGS)4.05M3.92M4.7M7.54M10.4M13.73M19.78M25.95M29.34M23.7M
Severn Bancorp Gross Profit
33.21M32.21M34.61M35.75M36.6M38.54M35.37M39.31M46.8M50.33M
Research & Development Expense----------
Selling General & Admin Expense23.64M24.56M46.59M24.41M29.22M30.75M54.26M24.77M18.95M15.62M
Income Before Depreciation Depletion Amortization9.56M7.64M-11.97M11.34M7.38M7.79M-18.88M14.53M27.84M34.71M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense4.94M4.7M4.47M4.96M5.18M5.59M6.26M7.55M8.82M8.35M
Severn Bancorp Pretax Income
4.62M2.94M-16.45M6.38M2.2M2.19M-25.15M6.98M19.02M26.35M
Provision for Income Taxes0.09M0.03M8.71M2.65M0.98M1.04M-9.92M2.87M7.9M10.6M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations4.53M2.9M-25.16M3.72M1.21M1.15M-15.22M4.11M11.11M15.74M
Extraordinary Items & Discontinued Operations----------
Severn Bancorp Net Income (Profit/Loss)
4.53M2.9M-25.16M3.72M1.21M1.15M-15.22M4.11M11.11M15.74M
Average Shares used to compute Diluted EPS-10.29M9.53M18.24M-20M9.05M10.51M10.09M10.04M
Average Shares used to compute Basic EPS-10.29M9.53M18.24M-20M9.05M10.51M10.09M10.04M
Income Before Nonrecurring Items-2.91M-25.17M3.28M-1.2M-15.2M4.1M11.1M15.7M
Income from Nonrecurring Items----------
Severn Bancorp Earnings Per Share Basic Net
0.220.06-2.640.18-0.060.06-1.680.391.101.56
Severn Bancorp Earnings Per Share Diluted Net
0.220.06-2.640.18-0.060.06-1.680.391.101.56
EPS Diluted Before Nonrecurring Items0.220.06-2.640.18-0.060.06-1.680.391.101.56
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common------0.090.240.240.22
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing Severn Bancorp stock analysis are:
  • Topline: A growing topline, as seen from the Severn Bancorp revenue chart, as is the case with Severn Bancorp indicates a growing business. One needs to compare the QoQ or YoY topline growth of SVBI stock with its peers like WBB stock and FUNC stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $4.53M for Severn Bancorp for 2015. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.
The income statement is also called statement of revenue and expense. The financials along with Severn Bancorp historical stock prices provides a lot of details about the firm. .

Severn Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
5.7890
PS ratio (
price sales ratio
)
2.1719
Operating margin
26.5
Net profit margin
5.6
Dividend yield
0%