TrustCo Bank Corp Annual Income Statement (NASDAQ:TRST)

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$8.4 $0.15 (1.75%) TRST stock closing price Feb 24, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the TrustCo Bank Corp stock price. The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. The income statement for TRST which implies a YoY revenue growth of $3.16M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. One also needs to look at TrustCo Bank Corp assets, operating expenses and TrustCo Bank Corp free cash flow. The profit and loss statement shows revenue of $180.37M for 2016. Revenue has grown by $3.16M YoY for TRST stock. TrustCo Bank Corp revenue for 2016 is $180.37M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
TrustCo Bank Corp Net Sales or Revenues
180.37M177.21M176.84M170.81M175.92M177.12M181.07M180.62M189.35M207.18M
Cost Of Goods Sold (COGS)14.21M14.98M14.09M13.8M18.5M24.67M33.22M47.74M72.08M89.26M
TrustCo Bank Corp Gross Profit
166.15M162.23M162.75M157.01M157.42M152.45M147.85M132.88M117.27M117.91M
Research & Development Expense----------
Selling General & Admin Expense96.77M94.26M89.77M92M95.97M98.5M102.16M87.89M64.99M56.1M
Income Before Depreciation Depletion Amortization69.38M67.97M72.98M65.01M61.44M53.95M45.68M44.99M52.28M61.81M
Depreciation Depletion Amortization----------
Non Operating Income---------0.01M
Interest Expense1.09M1.21M1.39M1.48M1.47M1.57M1.77M1.7M1.97M3.72M
TrustCo Bank Corp Pretax Income
68.29M66.76M71.58M63.52M59.97M52.38M43.91M43.28M50.3M58.1M
Provision for Income Taxes25.68M24.52M27.39M23.71M22.44M19.29M14.59M15.16M16.23M18.63M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations42.6M42.23M44.19M39.81M37.53M33.08M29.32M28.12M34.07M39.46M
Extraordinary Items & Discontinued Operations----------
TrustCo Bank Corp Net Income (Profit/Loss)
42.6M42.23M44.19M39.81M37.53M33.08M29.32M28.12M34.07M39.46M
Average Shares used to compute Diluted EPS95.55M95.21M94.75M94.21M93.64M85.07M76.94M76.48M75.73M74.47M
Average Shares used to compute Basic EPS95.55M95.1M94.63M94.16M93.63M85.07M76.94M76.48M75.73M74.47M
Income Before Nonrecurring Items42.6M42.24M44.19M39.81M37.53M33.09M29.32M28.12M34.08M39.47M
Income from Nonrecurring Items----------
TrustCo Bank Corp Earnings Per Share Basic Net
0.450.440.470.420.400.390.380.370.450.53
TrustCo Bank Corp Earnings Per Share Diluted Net
0.450.440.470.420.400.390.380.370.450.53
EPS Diluted Before Nonrecurring Items0.450.440.470.420.400.390.380.370.450.53
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.260.260.260.260.260.260.260.300.440.64
All figures in USD. M: Millions of USD, B: Billions of USD.
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TrustCo Bank Corp stock analysis involves checking at least a few of the important things like:
  • Topline: A growing topline, as seen from the TrustCo Bank Corp revenue chart, as is the case with TrustCo Bank Corp indicates a growing business. One needs to compare the QoQ or YoY topline growth of TRST stock with its peers like UBNK stock and CNOB stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $180.37M - other expenses = $42.6M for TRST stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the TrustCo Bank Corp historical stock prices to check how the price has moved with time. .

TrustCo Bank Corp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
19.0910
PS ratio (
price sales ratio
)
4.4582
Operating margin
39.4
Net profit margin
23.9
Dividend yield
3.33%