United Bancorp Cash Flow - Annual (NASDAQ:UBCP)

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$10.45 $0 (0%) UBCP stock closing price Oct 26, 2016 (Closing)

The financial analysis of UBCP requires an investor to check the cash flows for United Bancorp. While its important to look at the United Bancorp debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as United Bancorp revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Items like capital purchases, bank loan payments etc. which have a direct impact on the cash position of a company come out through the statemement of cash flows and help an investor who undertakes the United Bancorp stock analysis. United Bancorp generated $4.27M cash from operating activities in 2015. The cash from operating activities for United Bancorp is $4.27MĀ for 2015, which saw an increase of 2.15% from previous year. View details of United Bancorp cash flows for latest & last ten financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
United Bancorp Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow1.21M1.28M1.26M1.25M1.26M1.32M1.44M0.96M0.97M1.01M
Net Increase (Decrease) in Assets Liabilities-0.74M-0.97M1.92M0.62M0.02M1.46M-3.44M0.09M-0.5M-0.7M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net0.58M1.21M1.36M1.31M1.85M1.3M1.03M1.17M0.22M1.51M
United Bancorp Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-1.31M-0.3M-1.31M-1.52M-1.48M-1.4M-0.96M-1.15M-0.3M-0.24M
Acquisition Disposition of Subsidiaires-------37.99M--
Increase (Decrease) in Investments-14.86M8.44M8.96M48.66M17.08M-15.64M12.36M28.56M-31.99M-8.24M
Other Cash Inflow (Outflow) from Investment Activities-13.67M-6.01M-14.66M-13.19M-5.13M15.68M-16.43M-1.15M1.26M
United Bancorp Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares0.01M0.03M-0.07M-0.06M-0.56M0.41M-0.23M-1M0.01M
Issuance (Repayment) of Debt Securities------4.11M7.85M-27.36M28.18M-16.66M
Increase (Decrease) in Bank & Other Borrowings0.4M-0.92M-10.38M0.2M-12.37M-----
Payment of Dividends & Other Cash Distributions-2.25M-1.77M-1.55M-2.25M-2.98M-2.96M-2.87M-2.29M-2.01M-2.41M
Other Cash from (used by) Financing Activities
United Bancorp Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
United Bancorp Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year39.16M23.47M75.1M15.68M10.93M31.27M31.46M12.32M14.55M13.87M
Cash & Equivalents at Year End12.7M39.16M23.47M75.1M15.68M10.93M31.27M31.46M12.32M14.55M
All figures in USD. M: Millions of USD, B: Billions of USD.

United Bancorp stock price history provides insight into historical stock price fluctuations, and United Bancorp stock comparison chart enables peer comparison. Some of the key terms used in the statement of cash flows are:
  • Net Change in Cash and Cash Equivalents: United Bancorp cash grew YoY to $3.22M, meaning the company is able to meet its expenditure and grow cash which will also eventually reflect in the United Bancorp stock price movement.
  • The cash generated from the core business or operations was positive at $4.27M for United Bancorp in the latest year. For an internet company, this would include all those activities which are involved in eventually selling advertisement space on its website or any online service.
  • Cash from investing stood at a negative value of $-29.84M for UBCP stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $-0.89M for United Bancorp.

Key Financial Ratios For United Bancorp Cash Flow

FCF margin