United Bancorp Cash Flow - Quarterly (NASDAQ:UBCP)

Add to My Stocks
$10.8 $0.35 (3.35%) UBCP stock closing price Oct 27, 2016 (Closing)

The United Bancorp cash flow statement is one of the important reports considered by investors doing a fundamental analysis of the company. This report provides details about cash inflows and outflows due to the company's business and investment activities, and summarize cash outflows for a given quarter. For United Bancorp profits one has to check the income statement and for United Bancorp debt one has to check the balance sheet. Items like capital purchases, bank loan payments etc. which have a direct impact on the cash position of a company come out through the statemement of cash flows and help an investor who undertakes the United Bancorp stock analysis. United Bancorp generated $1.53M cash from operating activities in 2016-Q2. United Bancorp has a negative cash and cash equivalents change of $-2.91M. View details of United Bancorp cash flows for latest & last 40 quarters.

show more
Get Cash flow for another ticker
Fiscal year is Jan - Dec. 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1
United Bancorp Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow0.39M0.19M1.21M0.94M0.54M0.26M1.28M0.97M0.56M0.28M
Net Increase (Decrease) in Assets Liabilities-0.81M-0.99M-0.74M-0.38M-0.38M-0.69M-0.97M-1.27M-1.27M-1.22M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net0.2M0.08M0.58M0.67M0.41M0.19M1.21M0.92M0.77M0.47M
United Bancorp Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-1.4M-0.59M-1.31M-1.06M-0.92M-0.77M-0.3M-0.28M-0.19M-0.1M
Acquisition Disposition of Subsidiaires----------
Increase (Decrease) in Investments2.82M5M-14.86M-11.05M-20.04M-17.69M8.44M2.24M2.57M2.57M
Other Cash Inflow (Outflow) from Investment Activities-19.24M-5.89M-13.67M-9.88M1.37M3.26M-6.01M-2.35M-4.85M-2.29M
United Bancorp Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares--0.01M---0.03M0.01M0.01M0.01M
Issuance (Repayment) of Debt Securities-6.08M-0.04M--0.13M-0.08M-0.04M--0.21M-0.15M-0.08M
Increase (Decrease) in Bank & Other Borrowings17.17M6.46M0.4M5.14M3.93M7.01M-0.92M3.38M0.83M3.84M
Payment of Dividends & Other Cash Distributions-1.07M-0.53M-2.25M-1.45M-0.96M-0.48M-1.77M-1.29M-0.86M-0.43M
Other Cash from (used by) Financing Activities3.35M1.01M0.94M0.51M0.76M8.32M12.04M9.83M8.91M13.72M
United Bancorp Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
United Bancorp Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year39.16M23.47M75.1M15.68M10.93M31.27M31.46M12.32M14.55M13.87M
Cash & Equivalents at Year End9.78M18.24M12.7M24.84M25.29M39.23M39.16M37.36M31.01M40.73M
All figures in USD. M: Millions of USD, B: Billions of USD.

The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The United Bancorp stock price history and United Bancorp stock comparison chart inevitably reflect its cash flow situation.
  • United Bancorp saw a decrease in Net Change in Cash and Cash Equivalents from $5.54M in 2016-Q1 to $-2.91M in 2016-Q2. Apart from the United Bancorp stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • Cash Flow from operating activities: United Bancorp reported a positive operating cash flow of $1.53M for 2016-Q2 and has seen an increase from the previous quarter. Operating cash flow or working capital comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-17.82M for UBCP stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $13.37M for United Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For United Bancorp Cash Flow

FCF margin