United Bancorp Annual Income Statement (NASDAQ:UBCP)

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$10.6 $0.4 (3.59%) UBCP stock closing price Oct 21, 2016 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the United Bancorp stock price. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. The income statement for UBCP which implies a YoY revenue decline of $0.19M is specific to a period of time. Investors typically check YoY or QoQ revenue growth. One also needs to look at United Bancorp assets, operating expenses and United Bancorp free cash flow. The profit and loss statement shows revenue of $19.88M for 2015. Revenue has decreased by $0.19M YoY for UBCP stock. United Bancorp revenue for 2015 is $19.88M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
United Bancorp Net Sales or Revenues
Cost Of Goods Sold (COGS)1M1.18M1.57M2.29M2.97M4.4M5.94M7.9M11.95M9.83M
United Bancorp Gross Profit
Research & Development Expense----------
Selling General & Admin Expense12.97M13.91M15.11M14.47M14.95M15.62M15.04M13.77M12.24M12.41M
Income Before Depreciation Depletion Amortization5.9M4.97M4.54M4.62M5.79M4.95M5.66M7.1M5.48M5.32M
Depreciation Depletion Amortization0.06M0.11M0.11M0.11M0.11M0.11M0.11M0.03M-0.01M
Non Operating Income----------
Interest Expense1.27M1.28M1.46M1.56M1.73M2.07M2.12M2.34M2.56M3M
United Bancorp Pretax Income
Provision for Income Taxes1.33M0.92M0.35M0.54M0.85M0.21M0.51M0.95M0.33M0.24M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.22M2.65M2.61M2.39M3.09M2.54M2.9M3.75M2.58M2.06M
Extraordinary Items & Discontinued Operations----------
United Bancorp Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS4.93M4.91M4.87M4.85M4.81M4.72M4.63M4.6M4.56M4.55M
Average Shares used to compute Basic EPS4.86M4.91M4.81M4.78M4.77M4.69M4.63M4.6M4.56M4.55M
Income Before Nonrecurring Items3.22M2.65M2.61M2.4M3.09M2.83M2.91M3.76M2.59M2.07M
Income from Nonrecurring Items----------
United Bancorp Earnings Per Share Basic Net
United Bancorp Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.640.530.530.490.620.580.630.820.570.45
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.420.330.290.420.560.560.560.540.520.48
All figures in USD. M: Millions of USD, B: Billions of USD.

It is very helpful to read a report on United Bancorp stock analysis. An investor must check the following items in an income statement:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: United Bancorp revenue chart) implies that the company is growing, which has not been the case with United Bancorp. One must stay away from stocks whose revenues are declining.
  • Bottom line: Most businesses like United Bancorp try to improve their bottom line by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the United Bancorp historical stock prices to check how the price has moved with time. .

United Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield