United Security Bancshares Annual Income Statement (NASDAQ:UBFO)

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$6.2 $0.05 (0.81%) UBFO stock closing price Oct 24, 2016 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the United Security Bancshares stock price. The income statement gives the investor an understanding of the topline and bottomline numbers of the company and helps investors evaluate if a company has been growing or not. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the UBFO stock is bound to reflect the impact of the YoY growth of $2.02M. The operating expenses (also check: United Security Bancshares assets and United Security Bancshares free cash flow) as shown in the United Security Bancshares profit and loss statement 2015 total to $20.6M. This line item has increased from $19.46M compared with last year. United Security Bancshares revenue for 2015 is $32.14M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
United Security Bancshares Net Sales or Revenues
Cost Of Goods Sold (COGS)1.05M1.1M1.33M1.79M2.62M4.21M6.19M12.08M18.41M12.59M
United Security Bancshares Gross Profit
Research & Development Expense----------
Selling General & Admin Expense19.55M18.3M17.79M20.47M37.46M34.81M35.18M30.34M27.4M20.28M
Income Before Depreciation Depletion Amortization11.53M10.71M7.84M8.99M-5.26M-0.6M0.6M11.05M20.99M23.51M
Depreciation Depletion Amortization-0.06M0.18M0.3M2.1M2.18M3.91M0.97M1.02M0.53M
Non Operating Income----0.81M-4.8M-4.49M-2.24M-1.55M--
Interest Expense0.22M0.24M0.28M0.27M0.34M0.37M1.13M2.85M2.15M1.57M
United Security Bancshares Pretax Income
Provision for Income Taxes4.49M4.19M0.1M1.53M-1.71M-3.21M-2.15M1.6M6.56M8.03M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations6.81M6.21M7.26M6.06M-10.81M-4.43M-4.53M4.07M11.25M13.36M
Extraordinary Items & Discontinued Operations----------
United Security Bancshares Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS16.38M16.36M16.35M16.18M16.18M15.87M16.03M16.08M16.3M15.41M
Average Shares used to compute Basic EPS16.37M16.36M16.35M16.18M16.18M15.87M16.03M16.08M16.3M15.41M
Income Before Nonrecurring Items6.81M6.22M7.27M6.07M-10.81M-4.44M-4.54M4.07M11.26M13.36M
Income from Nonrecurring Items----------
United Security Bancshares Earnings Per Share Basic Net
United Security Bancshares Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items0.410.380.440.38-0.67-0.28-
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common-------0.280.370.32
All figures in USD. M: Millions of USD, B: Billions of USD.

The key things to look for in an income statement while doing United Security Bancshares stock analysis are:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: United Security Bancshares revenue chart) implies that the company is growing, which has been the case with United Security Bancshares. One must stay away from stocks whose revenues are declining.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. UBFO stock had a healthy bottom line growth.
The income statement is also called statement of revenue and expense. The financials along with United Security Bancshares historical stock prices provides a lot of details about the firm. .

United Security Bancshares Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield