United Financial Bancorp Balance Sheet - Annual (NASDAQ:UBNK)

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$14.78 $0.21 (1.44%) UBNK stock closing price Oct 27, 2016 (Closing)

A balance sheet is one of the three key financial statements released by a publicly listed company like United Financial Bancorp, and helps in stock analysis. A balance sheet can help evaluate the financial performance of a company. Ratios like return on total assets and current ratio, which also uses cash on hand can be used to measure the operating efficiency of a firm, and can be used to conduct a more accurate United Financial Bancorp stock analysis. A company releases its balance sheet every quarter along with its quarterly results. The United Financial Bancorp balance sheet for 2015 shows total assets of $6.23B. United Financial Bancorp revenue was $228.83M and United Financial Bancorp operating cash flow was $50.77M for the same year. View latest and last 10 year balance sheet data to check United Financial Bancorp financial performance..

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Marketable Securities47.57M43.53M24.92M15.34M0.3M44.01M0.8M0.29M5.38M1.38M
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
United Financial Bancorp Total Current Assets
Property Plant & Equipment82.65M83.31M40.31M35.37M30.16M29.14M29.15M28.21M--
Accumulated Depreciation27.87M25.65M15.62M15.29M14.65M14.23M13.29M11.8M--
United Financial Bancorp Net Property Plant & Equipment
Investment & Advances1.12B1.1B433.78M263.34M177.75M156.13M138.83M182.39M147.54M142.3M
Other Non-Current Assets0.75M2.23M1.52M2.84M3M0.99M3.06M---
Deferred Charges33.09M33.83M10.69M10.72M10.36M11.32M10.6M11.47M3.96M5.23M
Deposits & Other Assets184.08M171.75M81.46M68.29M36.77M17.8M17.08M10.39M15.6M11.39M
United Financial Bancorp Total Assets
Notes Payable----------
Accounts Payable4.44B4.04B1.74B1.5B1.33B1.22B1.13B1.04B951.03M884.51M
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses53.4M48.77M20.45M23.62M17.9M24.83M14.41M15.82M12.17M9.83M
Income Taxes Payable----------
Other Current Liabilities----------
United Financial Bancorp Total Current Liabilities
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt1.11B790.31M246.57M149.88M71.73M267.55M270.18M328.95M201.85M178.11M
Non-Current Capital Leases----------
Other Long-Term Liabilities----------
United Financial Bancorp Total Liabilities
Minority Interest----------
Preferred Stock----------
Common Stock Net519.58M514.18M243.77M243.77M243.77M85.24M85.24M85.24M85.24M85.24M
Capital Surplus10.72M16M15.8M13.41M15.18M4.78M4.08M3.38M3M1.85M
Retained Earnings112.01M84.85M96.07M91.81M90.7M90.64M82.97M75.98M81.38M76.06M
Treasury Stock--44.36M16.04M-9.49M9.66M9.7M7.29M-
Other Liabilities-16.8M-12.64M-11.91M-12.35M-16.2M-4.76M-5.21M-9.12M-5.97M-8.1M
United Financial Bancorp Shareholders Equity
United Financial Bancorp Total Liabilities & Shareholders Equity
All figures in USD. M: Millions of USD, B: Billions of USD.

Looking at United Financial Bancorp historical stock prices and the current United Financial Bancorp stock price can tell you how the stock price has moved, whereas the United Financial Bancorp PE ratio chart shows if its shares are overpriced in comparison to peers. The important things to look for in a balance sheet are:
  • Assets: An asset is a resource that a corporation like United Financial Bancorp owns and has economic value. The two major types of assets are: fixed assets like real estate, plant and machinery and current assets like cash, marketable securities and inventory. The total asset value for UBNK stock as of year is $6.23B. Its easy to associate the term with manufacturing companies, which invest a lot in factories and equipment. However, the same cannot be said about tech stocks.
  • Liabilities: The total liabilities of United Financial Bancorp for 2015 total to $5.6B. Liabilities for a company like United Financial Bancorp include bank loans, services which have been availed for which a settlement in the form of cash/ asset transfer needs to be done in future etc. A firm takes on such obligations to grow its business which in turn will generate future economic benefits for its business.

United Financial Bancorp Balance Sheet - Key Ratios

Current ratio
Debt to Equity ratio
Asset Turnover
receivables turnover

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