United Financial Bancorp Annual Income Statement (NASDAQ:UBNK)

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$17 $0.28 (1.62%) UBNK stock closing price Dec 02, 2016 (Closing)

Financial statements provide us with a way to gain insights and undertake the fundamental analysis of a company. Checking United Financial Bancorp stock price alone is not sufficient. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement is generated for a specific period of time. The revenue increase of $228.83M for 2015 impacts the UBNK stock. Investors typically check year over year or quarter over quarter revenue growth. The United Financial Bancorp profit and loss statement for 2015 shows a profit of $49.64M. Profits have grown from $6.78M YoY. Apart from this an investor should also check United Financial Bancorp assets and United Financial Bancorp free cash flow. United Financial Bancorp revenue for 2015 is $228.83M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
United Financial Bancorp Net Sales or Revenues
Cost Of Goods Sold (COGS)21.44M13.55M7.99M8.73M11.25M11.61M19.37M25.06M27.08M19.9M
United Financial Bancorp Gross Profit
Research & Development Expense----------
Selling General & Admin Expense137.82M115.72M62.37M59.28M55.59M43.95M38.59M36.15M31.05M30.7M
Income Before Depreciation Depletion Amortization69.56M43.19M24.2M24.64M23.49M29.52M25.07M7.33M20.94M17.96M
Depreciation Depletion Amortization1.79M1.28M--------
Non Operating Income1.57M36.91M2.14M-------
Interest Expense10.32M4.44M2.46M2.21M6.21M10.54M10.4M9.87M8.49M7.74M
United Financial Bancorp Pretax Income
Provision for Income Taxes6.22M-6.23M5.36M6.63M3.73M6.73M4.93M-0.95M4.11M3.36M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations49.64M6.78M14.22M15.79M7.09M12.25M9.73M-1.58M8.32M6.85M
Extraordinary Items & Discontinued Operations----------
United Financial Bancorp Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS49.39M43.27M26.43M28.03M28.69M28.21M18.47M--28.6M
Average Shares used to compute Basic EPS48.91M42.83M26.06M27.8M28.59M28.12M18.47M--28.6M
Income Before Nonrecurring Items51.04M26.73M16.3M15.8M16.16M12.25M9.73M--6.6M
Income from Nonrecurring Items-1.4M-19.95M-2.07M--9.07M-----
United Financial Bancorp Earnings Per Share Basic Net
United Financial Bancorp Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items1.030.620.620.560.570.440.53--0.23
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.460.400.400.520.
All figures in USD. M: Millions of USD, B: Billions of USD.
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Before investing one should read a report on United Financial Bancorp stock analysis. It helps to look at the following income statement items:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: United Financial Bancorp revenue chart) implies that the company is growing, which has been the case with United Financial Bancorp. One must stay away from stocks whose revenues are declining.
  • Bottom line: Most businesses like United Financial Bancorp try to improve their bottom line by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called statement of revenue and expense. The financials along with United Financial Bancorp historical stock prices provides a lot of details about the firm. .

United Financial Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield