UMB Financial Annual Income Statement (NASDAQ:UMBF)

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$61.31 $0.26 (0.43%) UMBF stock closing price Oct 21, 2016 (Closing)

Looking at financial statements, along with the UMB Financial stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   The key financial statements of a company are the income statement, the balance sheet and the cash flow statement. The income statement is generated for a specific period of time. The revenue increase of $897.13M for 2015 impacts the UMBF stock. Investors typically check year over year or quarter over quarter revenue growth. The operating expenses (also check: UMB Financial assets and UMB Financial free cash flow) as shown in the UMB Financial profit and loss statement 2015 total to $733.49M. This line item has increased from $696.16M compared with last year. UMB Financial revenue for 2015 is $897.13M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
UMB Financial Net Sales or Revenues
Cost Of Goods Sold (COGS)14.26M12.24M13.18M17.41M24.62M33.44M49.91M89.74M120.21M96.88M
UMB Financial Gross Profit
Research & Development Expense----------
Selling General & Admin Expense707.14M671.73M628.46M593.17M568.84M532.99M486.51M444.89M413.55M388.55M
Income Before Depreciation Depletion Amortization175.72M178.58M198.53M187.21M164.51M140.43M129.95M166.11M169.43M138.58M
Depreciation Depletion Amortization12.09M12.19M13.21M14.77M16.1M11.14M6.16M3.1M2.94M1.6M
Non Operating Income----------
Interest Expense4.34M1.57M1.88M2.21M2.05M2.44M3.31M23.17M61.51M54.97M
UMB Financial Pretax Income
Provision for Income Taxes43.21M44.16M49.45M47.5M39.88M35.84M30.99M41.75M30.76M22.25M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations116.07M120.65M133.96M122.71M106.47M91M89.48M98.07M74.21M59.76M
Extraordinary Items & Discontinued Operations----------
UMB Financial Net Income (Profit/Loss)
Average Shares used to compute Diluted EPS47.58M44.85M41.28M40.03M40.03M40.07M40.32M40.74M41.71M42.59M
Average Shares used to compute Basic EPS47.13M44.85M41.28M40.03M40.03M40.07M40.32M40.74M41.71M42.59M
Income Before Nonrecurring Items116.07M120.66M133.97M122.72M111.54M91M89.48M89.82M76.71M59.77M
Income from Nonrecurring Items-----5.07M--8.26M-2.5M-
UMB Financial Earnings Per Share Basic Net
UMB Financial Earnings Per Share Diluted Net
EPS Diluted Before Nonrecurring Items2.442.653.203.042.772.
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.950.910.870.830.790.750.710.660.570.52
All figures in USD. M: Millions of USD, B: Billions of USD.

Before investing one should read a report on UMB Financial stock analysis. It helps to look at the following income statement items:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that UMBF stock has a topline or revenue of $897.13M for 2015 as per this UMB Financial revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $116.07M for UMB Financial for 2015. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the UMB Financial historical stock prices to check how the price has moved with time. .

UMB Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
PS ratio (
price sales ratio
Operating margin
Net profit margin
Dividend yield