Unity Bancorp Annual Income Statement (NASDAQ:UNTY)

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$15.65 $0.1 (0.63%) UNTY stock closing price Dec 09, 2016 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Unity Bancorp stock price. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the UNTY stock is bound to reflect the impact of the YoY growth of $5.29M. One also needs to look at Unity Bancorp assets, operating expenses and Unity Bancorp free cash flow. The profit and loss statement shows revenue of $49.38M for 2015. Revenue has grown by $5.29M YoY for UNTY stock. Unity Bancorp revenue for 2015 is $49.38M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Unity Bancorp Net Sales or Revenues
49.38M44.09M40.55M42.54M45.18M49.1M51.55M53.45M54.84M50.81M
Cost Of Goods Sold (COGS)4.68M4.06M3.28M4.46M6.84M9.73M17.16M18.94M20.19M16.69M
Unity Bancorp Gross Profit
44.69M40.03M37.27M38.07M38.34M39.36M34.39M34.51M34.64M34.11M
Research & Development Expense----------
Selling General & Admin Expense27.35M27.23M26.34M28.29M31.31M32.24M31.94M27.43M23.66M22.59M
Income Before Depreciation Depletion Amortization17.34M12.79M10.92M9.77M7.02M7.12M2.44M7.07M10.97M11.52M
Depreciation Depletion Amortization----------
Non Operating Income----------
Interest Expense2.97M3.24M3.24M3.3M3.71M4.29M4.42M4.52M4.27M2.37M
Unity Bancorp Pretax Income
14.36M9.55M7.68M6.47M3.31M2.82M-1.97M2.54M6.7M9.14M
Provision for Income Taxes4.81M3.14M2.56M2.22M0.76M0.58M-0.89M0.61M1.97M2.94M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations9.55M6.4M5.11M4.24M2.54M2.24M-1.08M1.93M4.72M6.2M
Extraordinary Items & Discontinued Operations----------
Unity Bancorp Net Income (Profit/Loss)
9.55M6.4M5.11M4.24M2.54M2.24M-1.08M1.93M4.72M6.2M
Average Shares used to compute Diluted EPS9.38M8.74M8.59M8.57M8.51M8.19M7.83M7.97M8.28M8.38M
Average Shares used to compute Basic EPS9.27M8.64M8.3M8.22M8.07M7.89M7.83M7.81M7.97M7.98M
Income Before Nonrecurring Items9.56M6.41M5.12M4.24M2.55M2.24M0.63M1.93M5.1M5.85M
Income from Nonrecurring Items-------1.71M--0.38M-
Unity Bancorp Earnings Per Share Basic Net
1.030.750.500.320.120.09-0.330.240.590.73
Unity Bancorp Earnings Per Share Diluted Net
1.020.740.480.310.120.09-0.330.230.570.70
EPS Diluted Before Nonrecurring Items1.020.740.480.310.120.09-0.110.230.610.70
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.130.090.03----0.130.170.16
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Unity Bancorp stock analysis. An investor must check the following items in an income statement:
  • Topline: A growing topline, as seen from the Unity Bancorp revenue chart, as is the case with Unity Bancorp indicates a growing business. One needs to compare the QoQ or YoY topline growth of UNTY stock with its peers like BERK stock and TCFC stock to see if the growth compares well with what can be expected for a company in that industry.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $49.38M - other expenses = $9.55M for UNTY stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Unity Bancorp historical stock prices provides a lot of details about the firm. .

Unity Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
11.6790
PS ratio (
price sales ratio
)
2.7029
Operating margin
37.4
Net profit margin
21.2
Dividend yield
1.09%