AmeriServ Financial Annual Income Statement (NASDAQ:ASRV)

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$4.05 $0.05 (1.25%) ASRV stock closing price Apr 28, 2017 (Closing)

Fundamental analysis of ASRV stock involves analyzing its financial statements, apart from checking the AmeriServ Financial stock price The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the ASRV stock is bound to reflect the impact of the YoY decline of $0.64M. The AmeriServ Financial profit and loss statement for 2016 shows a profit of $2.31M. Profits have reduced from $5.99M YoY. Apart from this an investor should also check AmeriServ Financial assets and AmeriServ Financial free cash flow. AmeriServ Financial revenue for 2016 is $56.5M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
AmeriServ Financial Net Sales or Revenues
56.5M57.14M54.76M55.08M54.86M55.53M58.79M61.38M64.24M64.08M
Cost Of Goods Sold (COGS)5.4M4.75M4.88M5.16M6.5M8.33M10.94M13.1M15.68M22.81M
AmeriServ Financial Gross Profit
51.1M52.39M49.87M49.92M48.35M47.19M47.85M48.27M48.56M44.27M
Research & Development Expense----------
Selling General & Admin Expense45.56M42.29M43.07M41.12M39.86M36.46M44.94M54.19M37.69M34.97M
Income Before Depreciation Depletion Amortization5.54M10.1M6.79M8.79M8.49M10.73M2.9M-5.92M10.86M9.3M
Depreciation Depletion Amortization--0.66M----0.1M0.86M-
Non Operating Income----------
Interest Expense2.33M1.76M1.5M1.31M1.21M1.34M1.54M1.91M3.02M2.34M
AmeriServ Financial Pretax Income
3.2M8.34M4.62M7.48M7.28M9.39M1.36M-7.94M6.97M3.95M
Provision for Income Taxes0.89M2.34M1.59M2.28M2.24M2.85M0.08M-3.05M1.47M0.92M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations2.31M5.99M3.02M5.19M5.03M6.53M1.28M-4.89M5.5M3.03M
Extraordinary Items & Discontinued Operations----------
AmeriServ Financial Net Income (Profit/Loss)
2.31M5.99M3.02M5.19M5.03M6.53M1.28M-4.89M5.5M3.03M
Average Shares used to compute Diluted EPS18.96M18.93M18.91M19.03M19.75M21.21M21.23M21.17M21.98M22.17M
Average Shares used to compute Basic EPS18.9M18.86M18.79M18.94M19.69M21.18M21.22M21.17M21.83M22.17M
Income Before Nonrecurring Items2.31M6M3.69M5.19M5.04M6.54M1.28M-4.9M5.51M3.03M
Income from Nonrecurring Items---0.67M-------
AmeriServ Financial Earnings Per Share Basic Net
0.120.310.150.260.210.240.01-0.280.250.14
AmeriServ Financial Earnings Per Share Diluted Net
0.120.310.150.260.210.240.01-0.280.250.14
EPS Diluted Before Nonrecurring Items0.120.310.190.260.210.240.01-0.280.250.14
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.050.040.040.03----0.03-
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on AmeriServ Financial stock analysis. An investor must check the following items in an income statement:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: AmeriServ Financial revenue chart) implies that the company is growing, which has not been the case with AmeriServ Financial. One must stay away from stocks whose revenues are declining.
  • Bottom line: The word bottom line comes because it is usually the last line of the income statement and refers to the actual profits after deducting all expenses from the revenues. ASRV stock had a poor bottom line growth.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the AmeriServ Financial historical stock prices to check how the price has moved with time. .

AmeriServ Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
15.5770
PS ratio (
price sales ratio
)
1.3374
Operating margin
14.9
Net profit margin
8
Dividend yield
1.73%