Berkshire Hills Bancorp Revenue, Profits - BHLB Annual Income Statement

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$40.95 $0.15 (0.37%) BHLB stock closing price Jul 19, 2018 (Closing)

Financial analysis of Berkshire Hills Bancorp involves more than just checking the Berkshire Hills Bancorp stock price, by looking at the financial statements of the company in detail. The income statement is a summary of the revenue or sales, expenses and profitability - shown as Net Income, or lack of it. Like any other income statement, the BHLB income statement also itemizes revenue/sales, operating expenses, and profits/bottomline for a quarter or year and reflects a YOY revenue growth of 40.33% when compared to the same period in the past. One also needs to look at Berkshire Hills Bancorp assets, operating expenses and Berkshire Hills Bancorp free cash flow. The Berkshire Hills Bancorp profit and loss statement shows revenue of $485.94M for 2017. Revenue has grown by 40.33% YOY for BHLB stock.

View revenue and profit details for latest and last 10 financial years.
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Berkshire Hills Bancorp Revenues or Net Sales
485.94M346.29M301.31M254.81M261.97M229.99M174.06M143.43M144.46M164.8M
Cost Of Goods Sold (COGS)43.85M30.88M22.94M19.18M20.85M22.48M23.37M26.31M32.61M41.73M
Berkshire Hills Bancorp Gross Profit
442.09M315.4M278.37M235.62M241.11M207.51M150.69M117.12M111.85M123.07M
Research & Development Expense----------
Selling General & Admin Expense285.68M202.27M192.38M167.65M148.62M127.03M119.37M87.23M123.02M71.76M
Income Before Depreciation Depletion Amortization156.4M113.13M85.98M67.97M92.49M80.47M31.31M29.88M-11.17M51.3M
Depreciation Depletion Amortization3.49M2.92M3.56M4.81M5.26M5.33M4.23M3.02M3.27M3.83M
Non Operating Income31.55M15.46M17.61M8.49M14.84M18.01M----
Interest Expense21.6M17.28M10.23M9.16M14.13M10.06M8.36M9.01M13.26M15.73M
Berkshire Hills Bancorp Pretax Income
99.74M77.45M54.58M45.5M58.24M47.04M18.7M17.85M-27.71M31.05M
Provision for Income Taxes44.5M18.78M5.06M11.76M17.1M13.22M2.04M4.11M-11.64M8.81M
MinorityInterest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations55.24M58.67M49.51M33.74M41.14M33.82M16.66M13.73M-16.06M22.24M
Extraordinary Items & Discontinued Operations------0.63M----
Berkshire Hills Bancorp Profit/ Loss (Net Income)
55.24M58.67M49.51M33.74M41.14M33.18M17.58M13.73M-16.06M22.24M
Average Shares used to compute Diluted EPS39.62M31.17M28.56M24.85M24.97M22.33M17.95M13.9M13.19M10.79M
Average Shares used to compute Basic EPS39.23M30.99M28.39M24.73M24.8M22.2M17.89M13.86M13.19M10.7M
Income Before Nonrecurring Items90.81M68.44M59.71M44.74M46.64M44.25M27.95M13.74M-16.07M22.24M
Income from Nonrecurring Items-35.56M-9.77M-10.19M-11M-5.49M-10.42M-11.28M---
Berkshire Hills Bancorp Earnings Per Share Basic Net
1.411.891.741.361.661.490.980.99-1.522.08
Berkshire Hills Bancorp Earnings Per Share Diluted Net
1.391.881.731.361.651.490.980.99-1.522.06
EPS Diluted Before Nonrecurring Items2.292.202.091.801.871.981.560.99-1.522.06
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.840.800.760.720.720.690.650.640.640.63
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Berkshire Hills Bancorp stock analysis. An investor must check the following items in an income statement:

  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth - See: Berkshire Hills Bancorp revenue chart implies that the company is growing. It has been the case with Berkshire Hills Bancorp. One must look at stocks with increasing revenues, and stay away from stocks whose revenues or sales are declining.
  • Bottom line: Most businesses like Berkshire Hills Bancorp try to grow their profits by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.

The income statement is also called statement of revenue and expense. The BHLB financials along with Berkshire Hills Bancorp historical stock prices provide a lot of details about the firm.

Berkshire Hills Bancorp Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
25.66
PS Ratio (price sales ratio)
3.7
Operating Margin
32.2
Net Profit Margin
18.5
Dividend Yield
2.08%