Bank of the James Financial Annual Income Statement (NASDAQ:BOTJ)

Add to My Stocks
$14.4 $0.08 (0.55%) BOTJ stock closing price Apr 21, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Bank of the James Financial stock price. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the BOTJ stock is bound to reflect the impact of the YoY growth of $1.87M. The Bank of the James Financial profit and loss statement for 2016 shows a profit of $3.28M. Profits have reduced from $3.69M YoY. Apart from this an investor should also check Bank of the James Financial assets and Bank of the James Financial free cash flow. Bank of the James Financial revenue for 2016 is $26.36M. View revenue and profit details for latest and last 10 financial years.

show more
Annual
Quarterly
View Previous Years
View Next Years
Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
Bank of the James Financial Net Sales or Revenues
26.36M24.49M22.31M21.9M22.37M23.19M25.1M-19.54M20.46M
Cost Of Goods Sold (COGS)2.33M2.06M1.63M1.76M-3.4M5.52M-7.08M7.39M
Bank of the James Financial Gross Profit
24.03M22.43M20.67M20.14M-19.79M19.58M-12.46M13.06M
Research & Development Expense----------
Selling General & Admin Expense19.2M16.46M15.29M15.36M-18.25M16.08M15.42M11.38M9.47M
Income Before Depreciation Depletion Amortization4.82M5.97M5.38M4.77M-1.54M3.49M-15.42M1.07M3.59M
Depreciation Depletion Amortization-----0.24M0.19M0.19M0.78M-
Non Operating Income--------0.01M-
Interest Expense0.01M0.63M0.68M0.67M-0.79M0.86M-0.93M0.43M
Bank of the James Financial Pretax Income
4.81M5.34M4.7M4.1M-0.5M2.43M-1.33M-0.63M3.16M
Provision for Income Taxes1.52M1.65M1.28M1.04M--0.09M0.61M-0.69M-0.86M1.07M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.28M3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M2.08M
Extraordinary Items & Discontinued Operations----------
Bank of the James Financial Net Income (Profit/Loss)
3.28M3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M2.08M
Average Shares used to compute Diluted EPS4.38M3.45M3.37M3.35M3.34M3.33M3.3M3.26M3.08M-
Average Shares used to compute Basic EPS4.38M3.45M3.37M3.35M3.34M3.33M3.3M3.26M3.08M-
Income Before Nonrecurring Items3.29M3.69M3.41M3.06M2.13M0.6M1.82M-0.64M0.22M-
Income from Nonrecurring Items----------
Bank of the James Financial Earnings Per Share Basic Net
0.751.071.010.910.640.180.55-0.200.07-
Bank of the James Financial Earnings Per Share Diluted Net
0.751.071.010.910.640.180.55-0.200.07-
EPS Diluted Before Nonrecurring Items0.751.071.010.910.640.180.55-0.200.07-
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.240.220.15-------
All figures in USD. M: Millions of USD, B: Billions of USD.
View Previous Years
View Next Years
Get Income statement for another ticker

It is very helpful to read a report on Bank of the James Financial stock analysis. An investor must check the following items in an income statement:
  • Revenue: This is the inflow that is generated from the sale of goods or services and is $26.36M for this year of 2016. Our Bank of the James Financial revenue chart gives a clear visual representation of how the topline growth has been. Investors often invest in only those companies where the revenue is growing at a steady rate.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $26.36M - other expenses = $3.28M for BOTJ stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Bank of the James Financial historical stock prices provides a lot of details about the firm. .

Bank of the James Financial Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
19.2000
PS ratio (
price sales ratio
)
2.3927
Operating margin
6.1
Net profit margin
4.3
Dividend yield
1.67%