Credit Acceptance Cash Flow - Annual (NASDAQ:CACC)

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$443.13 $6.58 (1.51%) CACC stock closing price Aug 17, 2018 (Closing)

For analyzing any company like Credit Acceptance from an investment perspective, its important to check the cash flow statement. In simple terms, the cash flow statement measures the cash that has come into the company, and the cash that has gone out during a given period, while the other statements, the income statement and balance sheet, give details about Credit Acceptance profits and Credit Acceptance debt. Credit Acceptance cash flow analysis is possible because this statement breaks down how balance sheet accounts and income statement items affect cash and cash equivalents. Credit Acceptance had cash and cash equivalents of $14.6M at the beginning of the year and $8.2M at year end for 2017. Credit Acceptance saw a outflow of $-902.7M from investing activities for 2017.

View details of Credit Acceptance cash flows for latest & last 10 financial years
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Net Income Cash Flow
470.2M332.8M299.7M266.2M253.1M219.7M188.04M170.07M146.25M67.17M
Depreciation Depletion Amortization Cash-Flow16.4M15.3M14.2M13.2M13.2M12.2M10.04M11.08M5.13M5.34M
Net Increase (Decrease) in Assets Liabilities20.2M37.2M--20.4M20.1M15.5M31.38M-9.91M-11.09M20.77M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net59.2M121.9M89.8M106.2M39.3M61.2M46.17M29.45M12.48M62.18M
Net Cash from (used by) Operating Activities
566M507.2M404.2M365.2M325.7M308.6M275.64M200.69M152.78M155.48M
Increase (Decrease) in Prop Plant And Equipment-8.4M-5.5M-4M-4.3M-5.6M-8.8M-6.33M-3.44M-2.92M-6.34M
Acquisition Disposition of Subsidiaires----------
Increase (Decrease) in Investments-1.1M2.6M4.4M--7.89M-45.5M-2.3M--0.04M
Other Cash Inflow (Outflow) from Investment Activities-893.2M-932.6M-639.89M-359.2M-320.09M-346.6M-447.65M-162.11M-22.04M-259.9M
Net Cash from (used by) Investment Activities
-902.7M-935.5M-639.5M-363.4M-333.6M-400.9M-453.99M-163.25M-24.76M-266.29M
Issuance (Purchase) of Equity Shares-123.5M-121.7M-86.5M-343.1M-134.6M-151.9M-127.96M-199.34M1.4M2.3M
Issuance (Repayment) of Debt Securities457M593.5M393.79M343.6M82.4M253.4M404.94M138.68M-170.73M84.58M
Increase (Decrease) in Bank & Other Borrowings13.9M-57.69M-61.8M16.69M59.3M-0.4M-92.8M39.4M36M25M
Payment of Dividends & Other Cash Distributions----------
Other Cash from (used by) Financing Activities-17.1M22.5M-10.3M-16.8M-4M-4.5M-4.96M-14.56M4.34M1.08M
Net Cash from (used by) Financing Activities
330.3M436.6M235.2M-3.1M96.6M179.21M-35.82M-128.99M112.97M
Effect of Exchange Rate Changes on Cash---------0.01M-
Net Change in Cash & Cash Equivalents
-6.4M8.3M-0.1M2.2M-4.8M4.3M-1.62M-0.98M2.44M
Cash & Equivalents at Beginning of Year14.6M6.3M6.4M4.2M9M4.7M3.79M2.17M3.15M-
Cash & Equivalents at Year End8.2M14.6M6.3M6.4M4.2M9M4.65M3.79M2.17M3.15M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While Credit Acceptance stock price history provides the price history of a stock, Credit Acceptance stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:

  • Credit Acceptance had a Net Change in Cash and Cash Equivalents of $-6.4M for the latest year 2017. If a firm is able to grow its cash, it is considered to be a positive signal and could lead to a jump in the Credit Acceptance stock price, albeit too much cash on hand can imply the company has no or limited avenues for growth in which to invest this cash.
  • Cash Flow from operating activities: Credit Acceptance reported a positive operating cash flow of $566M for 2017 and has seen an increase from the previous year. Operating cash flow comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Cash from investing stood at a negative value of $-902.7M for CACC stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $330.3M for Credit Acceptance.

Key Financial Ratios For Credit Acceptance Cash Flow

FCF margin
0.31

Annual Cash Flow Statements For Credit Acceptance Corp. Peers

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